Name: Young Travel
Rating: 4.8 (1053 reviews)

Travel health insurance

Benefits	Tariff Basic	Tariff Profi
Outpatient medical treatment
Outpatient medical treatment
Costs of outpatient treatment
Costs of outpatient treatment	100 %	100 %
Ambulance transport
Ambulance transport	-	100 %
Rehabilitation measures
Rehabilitation measures	-	100 %
Screening for early detection of cancer (after a waiting period of 6 months)
Screening for early detection of cancer (after a waiting period of 6 months)	-	€ 200
Psychoanalytical or psychotherapeutic treatment (after a waiting period of 6 months)
Psychoanalytical or psychotherapeutic treatment (after a waiting period of 6 months)	-	€ 2,000
Inpatient treatment
Inpatient treatment
Costs of inpatient treatment
Costs of inpatient treatment	100 %	100 %
Patient transport
Patient transport	100 %	100 %
Accompaniment for hospitalised children up to 18 years of age
Accompaniment for hospitalised children up to 18 years of age	-	100 %
Patient visits and up to 10 overnight stays in a hotel
Patient visits and up to 10 overnight stays in a hotel	-	€ 2,500
Hotel accommodation for fellow insured travellers for a maximum of 10 days
Hotel accommodation for fellow insured travellers for a maximum of 10 days	-	€ 1,000
Rehabilitation measures
Rehabilitation measures	-	100 %
Alternatively, daily allowance up to 14 days per day
Alternatively, daily allowance up to 14 days per day	€ 50	€ 75
Dental treatment
Dental treatment
Pain-relieving conservative dental treatment
Pain-relieving conservative dental treatment	100 %	100 %
Simple dental fillings
Simple dental fillings	100 %	100 %
Repairs to existing dentures
Repairs to existing dentures	100 %	100 %
Dentures due to an accident
Dentures due to an accident	€ 500	€ 2,000
Dental prosthesis with 80% of the reimbursable amount charged (after a waiting period of 6 months)
Dental prosthesis with 80% of the reimbursable amount charged (after a waiting period of 6 months)	-	80 %
– in the first two insured years, in total for both years
– in the first two insured years, in total for both years	-	€ 1,000
– in the following insured years, each year
– in the following insured years, each year	-	€ 1,500
Medicines, dressings, remedies or aids
Medicines, dressings, remedies or aids
Medicines and dressings
Medicines and dressings	100 %	100 %
Remedies
Remedies
– Radiation, light and other physical treatments
– Radiation, light and other physical treatments	100 %	100 %
– Massages, medicinal packs, inhalations, physiotherapy
– Massages, medicinal packs, inhalations, physiotherapy	-	100 %
Aids
Aids
– Accident-related aids
– Accident-related aids	100 %	100 %
– Repairs of existing aids per insured year
– Repairs of existing aids per insured year	€ 250	€ 500
– Initial purchase of aids
– Initial purchase of aids	-	100 %
Visual aids
Visual aids	-	€ 200
Pregnancy
Pregnancy
Examinations; treatment in case of complications, premature birth, miscarriage (after
Examinations; treatment in case of complications, premature birth, miscarriage (after	100 %	100 %
Preventive examinations and delivery (after a waiting period of 6 months)
Preventive examinations and delivery (after a waiting period of 6 months)	€ 250	100 %
Medical treatment costs for premature new-borns
Medical treatment costs for premature new-borns	100 %	100 %
Return transport, repatriation, funeral
Return transport, repatriation, funeral
Return transport of sick person including transport costs of an accompaniment
Return transport of sick person including transport costs of an accompaniment	100 %	100 %
Repatriation or burial abroad up to the amount of the repatriation costs
Repatriation or burial abroad up to the amount of the repatriation costs	100 %	100 %
Rescue costs
Rescue costs
Search, rescue and recovery costs
Search, rescue and recovery costs	-	€ 5,000
Childcare
Childcare
Costs for the care of minors and additional costs for their return journey or costs of their accommodation within the hospital
Costs for the care of minors and additional costs for their return journey or costs of their accommodation within the hospital	-	100 %
Additional services
Additional services
Telephone costs when contacting the emergency service
Telephone costs when contacting the emergency service	-	100 %
Dispatch of medicines (postage)
Dispatch of medicines (postage)	-	100 %
Information about doctors and hospitals at the destination
Information about doctors and hospitals at the destination	100 %	100 %
Transmittal of information between doctors
Transmittal of information between doctors	100 %	100 %
Luggage retrieval
Luggage retrieval	-	100 %
Psychological assistance
Psychological assistance	-	100 %
Medical interpreter service
Medical interpreter service	-	100 %
Reimbursement of expenses
Reimbursement of expenses
Once in the event of outpatient treatment, irrespective of the number of treatments
Once in the event of outpatient treatment, irrespective of the number of treatments	€ 25	€ 25
In the event of in-patient treatment, up to 14 days and per day
In the event of in-patient treatment, up to 14 days and per day	€ 50	€ 50
Deductible
Deductible	-	-
Waiting time: The general waiting time is 31 days. It time does not apply if the application is made within 31 days of arrival. The date of arrival must be proved on request from HanseMerkur. The waiting time also does not apply to accidents or to medical interventions to avert an acute danger to your life.
Waiting time: The general waiting time is 31 days. It time does not apply if the application is made within 31 days of arrival. The date of arrival must be proved on request from HanseMerkur. The waiting time also does not apply to accidents or to medical interventions to avert an acute danger to your life.

Luggage insurance (tariff Profi only)

Benefits	Tariff Basic	Tariff Profi
Sum insured per insured event
Sum insured per insured event	-	€ 2,000
Limits of compensation (For the items listed below, compensation is limited to the following amounts per insured event):
Limits of compensation (For the items listed below, compensation is limited to the following amounts per insured event):
Valuables
Valuables	-	€ 1,000
Spectacles, contact lenses, hearing aids, musical instruments, each with accessories - per item
Spectacles, contact lenses, hearing aids, musical instruments, each with accessories - per item	-	€ 250
Golf and diving equipment, bicycles, electric bicycles and e-scooters, each with accessories
Golf and diving equipment, bicycles, electric bicycles and e-scooters, each with accessories	-	€ 1,000
Surfboards and sail surfing equipment, each with accessories
Surfboards and sail surfing equipment, each with accessories	-	€ 1,000
Mobile phones, smartphones and tablet PCs, each with accessories
Mobile phones, smartphones and tablet PCs, each with accessories	-	€ 500
Other EDP devices and electronic entertainment devices, each with accessories
Other EDP devices and electronic entertainment devices, each with accessories	-	€ 1,000
If the delivery period is exceeded, reimbursement of the proven expenses for necessary replacement purchases up to
If the delivery period is exceeded, reimbursement of the proven expenses for necessary replacement purchases up to	-	€ 500
Deductible per insured event
Deductible per insured event	-	€ 50
Insured events
Insured events
Damage to luggage given into custody
Damage to luggage given into custody	-
Delay in delivery of luggage
Delay in delivery of luggage	-
Criminal acts of third parties, traffic accidents or natural hazards
Criminal acts of third parties, traffic accidents or natural hazards	-

Travel liability insurance

Benefits	Tariff Basic	Tariff Profi
Insured events
Insured events
Liability risks of everyday life
Liability risks of everyday life	€ 1 Mio.	€ 2.5 Mio.
Liability claims due to damage to rented property (deductible: 20 % to be deducted from the determined amount of the claim, at least € 50)
Liability claims due to damage to rented property (deductible: 20 % to be deducted from the determined amount of the claim, at least € 50)	€ 10,000	€ 25,000
Damage in the household of the host family (deductible: 10 % to be deducted from the determined amount of the claim, at least € 200)
Damage in the household of the host family (deductible: 10 % to be deducted from the determined amount of the claim, at least € 200)	€ 10,000	€ 25,000
Damage arising from the activity as an au pair (deductible: 20 % to be deducted from the determined amount of the claim, at least € 50)
Damage arising from the activity as an au pair (deductible: 20 % to be deducted from the determined amount of the claim, at least € 50)	€ 1 Mio.	€ 2.5 Mio.
Loss of keys
Loss of keys	-	€ 250
Financial damage
Financial damage	-	€ 10,000
Professional liability (deductible: 10 % to be deducted from the determined amount of the claim, at least € 200)
Professional liability (deductible: 10 % to be deducted from the determined amount of the claim, at least € 200)	-	€ 25,000
Bad debt insurance (deductible: 10 %to be deducted from the determined amount of the claim, at least € 200)
Bad debt insurance (deductible: 10 %to be deducted from the determined amount of the claim, at least € 200)	-	€ 10,000

Travel accident insurance

Benefits	Tariff Basic	Tariff Profi
Insured benefits
Insured benefits
In the event of disability (progression in the event of more than 25 % disability: 350 %)
In the event of disability (progression in the event of more than 25 % disability: 350 %)	€ 20,000	€ 60,000
In the event of death
In the event of death	€ 10,000	€ 20,000
In the event of death for children up to 18 years of age
In the event of death for children up to 18 years of age	€ 5,000	€ 10,000
Costs of rescue
Costs of rescue	€ 5,000	€ 10,000
Costs of cosmetic operations
Costs of cosmetic operations	€ 5,000	€ 10,000
Insured events
Insured events
Damage to health due to an accident
Damage to health due to an accident
Strains, torn ligaments
Strains, torn ligaments
Deductible
Deductible	-	-

Emergency insurance

Benefits	Tariff Basic	Tariff Profi
Insured benefits
Insured benefits
Costs of returning to the home country due to illness of family members
Costs of returning to the home country due to illness of family members	-	€ 1,000
In the event of trip interruption or delayed return (loan for additional costs)
In the event of trip interruption or delayed return (loan for additional costs)
Illness, accident, death
Illness, accident, death	100 %	100 %
Kidnapping
Kidnapping	€ 10,000	€ 15,000
Travel call
Travel call	100 %	100 %
In the event of criminal prosecution
In the event of criminal prosecution
Assistance in the event of imprisonment or the threat of imprisonment (loan)
Assistance in the event of imprisonment or the threat of imprisonment (loan)	€ 1,000	€ 2,500
Loan for criminal bail
Loan for criminal bail	€ 10,000	€ 15,000
Loss of means of payment and documents
Loss of means of payment and documents
Loss of travel funds (loan)
Loss of travel funds (loan)	-	€ 500
Assistance in the event of loss of credit cards and EC or Maestro cards
Assistance in the event of loss of credit cards and EC or Maestro cards	100 %	100 %
Loss of travel documents
Loss of travel documents	100 %	100 %
Assistance with rebooking or delays
Assistance with rebooking or delays	100 %	100 %
Deductible
Deductible	-	-

	Tariff Basic	Tip Tariff Profi
Travel health insurance Travel health insurance Assumption of the costs of necessary medical treatment abroad. Medically appropriate repatriation to your home country. Reimbursement of costs for accompanying persons who are also insured, e.g. if you are travelling abroad with children and they are hospitalised. Information about the possibilities of medical treatment at your holiday destination.
Product information	Download PDF
Additional package
Travel accident insurance Travel accident insurance HanseMerkur pays e.g: In the event of death In the event of disability For rescue costs For cosmetic operations
Travel liability insurance Travel liability insurance Travel liability insurance protects you against third-party claims for compensation for personal injury and property damage while travelling abroad.
Baggage insurance Baggage insurance Luggage storage by third parties Delayed baggage delivery Lost or damaged baggage due to criminal offences Damage due to traffic accidents or natural disasters
Emergency insurance Emergency insurance In the event of illness, accident, hospitalisation or death In the event of criminal prosecution In the event of loss of cash or credit card In the event of bicycle breakdown and theft
Product information	Download PDF
Terms of contract
Maximum duration of trip	5 years
Area of application	worldwide (with/without USA & Canada)
Overview of prices	Download PDF
Sample pricing (duration 30 days, without USA/Canada)	€ 34.50 Calculate & book	€ 46.50 Calculate & book

Travel insurance for au pairs – a comprehensive cover

Travel insurance for au pairs

Your benefits

Tariff comparison

Additional package

Terms of contract

Sample pricing

Comparison of benefits – tariff Basic and Profi

Important documents for download

Book directly – travel insurance for au pairs

Travel insurance for au pairs