HanseMerkur
  • Contact
  • Online claim
  • Distribution partners
  • Partner login
  • Germany International
    • Austria
    • Poland
    • Switzerland
  • English Change language
    • German
  • Travel insurances
    Back
    • Travel cancellation insurances
      • Travel cancellation insurance
      • Annual travel cancellation insurance
    • Travel health insurances
      • Travel health insurance
      • Annual travel health insurance
      • Travel insurance for pupils & students
      • Travel insurance for au pairs
    • Travel insurances for trips to Germany
      • Germany cover
      • Travel insurance for foreign guests
      • Young Travel for foreign guests
      • Visum travel insurance
      • Travel insurance for groups of foreign guests
      • DAK
    • Corporate Travel
    • All travel insurances at a glance
    Im Vordergrund erkennt man ein weißes Fieberthermometer. Im Hintergrund ist verschwommen ein kleines Kind zu erkennen.
    Coronavirus – frequently asked questions
    Corona FAQ
  • Service
    Back
    • Contact
    • Claim service
      • Online claim form
    • Insurance conditions
    • Request documents
      • Copy of insurance policy
      • Additional Covid-19 confirmation
      • Confirmation travel health insurance
      • Confirmation travel health insurance incoming
      • Tax receipt
    • Payment & Security
      • Payment methods
      • Credit Card Security
      • Secure Online Booking
    • FAQ Coronavirus
    • Ratings
    • Mobile Pass – digital travel companion
    • All services at a glance
    Im Vordergrund erkennt man ein weißes Fieberthermometer. Im Hintergrund ist verschwommen ein kleines Kind zu erkennen.
    Coronavirus – frequently asked questions
    Corona FAQ
  • Good to know
    Back
    • Insurance knowledge
      • Travel health insurance
      • Travel accident insurance
      • Luggage insurance
      • Travel insurance for credit cards
    • Insurance comparisons
      • Travel health insurance in comparison
      • Go Germany insurance in comparison
      • Annual travel insurance in comparison
    • Destinations
      • Australia
      • Canada
      • Thailand
      • USA
    • Go Germany!
      • Au pair in Germany
      • Studying in Germany
      • Working in Germany
      • Insurances in Germany
    • Travel abroad
      • Travel insurance for au pairs
      • Travel insurance for school pupils
      • Travel insurance for students
    • Glossary
    • All topics at a glance
    Coronavirus & travel insurance

    Frequently asked questions about COVID-19

    FAQ
    hmr-pass-android
    Mobile Insurance Passport for your smartphone

    No more printing insurance documents – with HanseMerkur's new "Mobile Pass", you can now save your policy data digitally on your smartphone or tablet.

    Find out more now
  • Search
    Back

    Search

  • Homepage
  • Good to know
  • Travel abroad
  • Travel insurance for school pupils

Travel insurance for school pupils – insured on school trips and student exchanges

Travel insurance for students

Travel insurance for school pupils

  • Best cover for your school trip or student exchange
  • For anyone the right insurance 
  • Comparison of services
Quick access
  • EU-Stays
  • International
  • School trips
  • Practical advice
  • Suggestions

Language trips and student exchanges are often the first trips students take without the protection of their parents. Especially as a parent, you want to have your child well covered when you are travelling and you cannot be there yourself. If your child needs medical attention or hospital treatment, good insurance cover is essential. As a chaperone and supervisor on school trips, you also want to protect your pupils comprehensively. The following travel insurance policies are best suited for school exchanges and school trips. The insurances presented here are for persons residing in Germany.

Is my child insured on school trips within the EU?

Many schools offer exchange programmes for European or international stays. This gives students the chance to live with a foreign host family and improve their language skills. You should also adapt the insurance cover to the respective destination country. If your child needs medical help when ill within the EU, he or she can show the European Health Insurance Card (EHIC) on the back of the e-card to the doctor. The card ensures that medical treatment is covered according to the regulations of the destination country. However, if the rate differs from the German regulation, you may have to pay extra for treatment without additional travel health insurance.

Travel insurance for international student travel

Outside the EU, appropriate insurance cover is even more important. A popular destination for student exchanges is Turkey, where the European Health Insurance Card does not apply. Equally favoured among language students are South America or the USA with its comparatively expensive healthcare system.

With private international health insurance, you ensure that the insurer reimburses you for the costs of visits to the doctor or treatment in hospital. Make sure that medically reasonable return transport to the home country is also covered. Compared to a medically necessary return transport, this also applies if you prefer to be treated at home.

Our tip: If students accidentally cause damage to the host family's house or lose the key to the host flat, travel liability insurance is also worthwhile.

How are pupils and teachers protected on school trips?

If you put together a school trip with pupils, this involves a lot of organisation. If you as the accompanying person fall ill at short notice or if several pupils have to cancel the trip, the entire trip is often at stake. 

In order to be covered during the trip as well, it is worthwhile to have travel protection for students, which consists of various insurance policies. At HanseMerkur, travel protection includes important travel health insurance, as well as luggage, travel accident and travel curtailment insurance, among other things. In addition to return travel costs, the latter reimburses the entire travel price if the trip is cancelled within the first half of the trip (max. 8 days), should pupils or accompanying persons fall ill while travelling.

Is travel accident insurance worthwhile for school pupils?

When young people travel with their peers, they usually feel more uninhibited than when they travel with their parents. The increased activity on the school trip, language study trip or student exchange is usually accompanied by an increased risk of accidents. In the event of an accident that results in disability, travel accident insurance protects you from high costs.

But accident protection also applies in the event of a torn muscle or ligament – e.g. as a result of a climbing excursion. Benefits for rescue costs are also part of a travel accident insurance. This includes, for example, search, rescue or recovery operations by emergency services, transport costs to the nearest hospital or specialist clinic, and additional costs when returning to the place of residence.

Whether you want to cover pupils with additional travel accident insurance depends on your individual safety needs. We recommend accident cover, especially for longer stays abroad and high-intensity leisure activities.

The best travel insurance for school exchanges and school trips

Protection for student exchanges or language trips – travel insurance for pupils & students 

Anyone who goes on a language study trip as a school pupil or takes part in a pupil exchange is comprehensively protected with travel insurance for pupils & students. It provides insurance cover for, among other things:

  • a stay of up to 5 years
  • outpatient and inpatient medical treatment at 100 % 
  • pain relieving dental treatments
  • medications and surgical dressings
  • operations
  • A medically reasonable return transport of the patient

Especially for longer stays abroad, we recommend an additional package consisting of travel accident, travel liability and travel assistance insurance in case of emergencies.

All the benefits of travel health insurance for young people at a glance.

You might also be interested in

Travel health insurance

Travel health insurance – Your most important travel companion

It is your back-up on every trip – how travel health insurance protects you on the road and which one best suits your individual requirements.

Find out more now
Annual travel health insurance

Travel health insurance in comparison

Which travel health insurance suits you best? With our comparison for travel health insurance, we would like to make your decision easier.

Compare now

Are you living in Switzerland?

If you are living in Switzerland we recommend visiting our Swiss website. There you are given valuable information and you can take out all travel insurances online.

For legal reasons you are not allowed to book travel insurances on our German website. We apologize for the inconvenience.

Switch to Swiss website

Stay on German website

  • Visit us:
International:
Deutsche Flagge Germany
  • Österreichische Flagge Austria
  • Polnische Flagge Poland
  • Schweizer Flagge Switzerland

Customer ratings - transparency is important to us

Ekomi-Siegel silver
4.7 / 5
745 reviews

  • All reviews
  • About eKomi

Company

  • Overview
  • About us
  • History
  • Key figures
  • Partners
  • WebCam Alsterview

Distribution partners

  • Overview
  • Partner advantages
  • Booking options
  • Partner login
  • Fairs
  • References
  • ©2023 HanseMerkur Reiseversicherung
  • Imprint
  • Privacy
  • Disclaimer
Contact
Claim service