Name: Young Travel Incoming
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Travel health insurance

Benefits	Tariff BASIC	Tariff PROFI
Out-patient medical treatment
out-patient medical treatment
repatriation, if medically desirable
repatriation, if medically desirable
costs for an accompanying person in the event of evacuation
costs for an accompanying person in the event of evacuation
transport by ambulance for in-patient treatment
transport by ambulance for in-patient treatment
follow-on services abroad
follow-on services abroad
dental treatment for pain relief in accordance with the fee schedule for dentists, per insurance year
dental treatment for pain relief in accordance with the fee schedule for dentists, per insurance year	up to € 250
Medications and surgical dressings at
Medications and surgical dressings at	80%	100%
radiation therapy, light therapy, and other physical treatments
radiation therapy, light therapy, and other physical treatments
massages, compresses, inhalations and physiotherapy
massages, compresses, inhalations and physiotherapy	-
therapeutic aids following an accident
therapeutic aids following an accident
Surgeries
Surgeries
in-patient medical treatment
in-patient medical treatment
hospital visit where the stay in hospital exceeds 14 days up to
hospital visit where the stay in hospital exceeds 14 days up to	-	€ 1,000
medically necessary rehabilitation measures
medically necessary rehabilitation measures
screening check-ups for early detection of cancers, per insurance year
screening check-ups for early detection of cancers, per insurance year up to	-	€ 200
outpatient psychoanalytical and psychotherapeutic treatments (up to five sessions per policy year) , per insurance year up to
outpatient psychoanalytical and psychotherapeutic treatments (up to five sessions per policy year) , per insurance year up to	-	€ 1,000
denture, up to 50%, per insurance year
denture, up to 50%, per insurance year up to	-	€ 2,000
denture due to an accident up to
denture due to an accident up to>/td>	€ 500	€ 2,000
medically necessary treatment for pregnancy and treatment during premature birth
medically necessary treatment for pregnancy and treatment during premature birth
pregnancy examinations, per insurance year
pregnancy examinations, per insurance year	€ 250	100%
deliveries, including examination and treatment costs by midwives
deliveries, including examination and treatment costs by midwives
repatriation of mortal remains to the home country or funeral in Germany
repatriation of mortal remains to the home country or funeral in Germany	€ 20,000	100%

Emergency insurance

Benefits	BASIC Tariff	PROFI Tariff
Return travel costs to home country in the event of a family member becoming ill
Return travel costs to home country in the event of a family member becoming ill	-	€ 1,000
Trip cancellation or delayed return journey (loan for additional costs)
Trip cancellation or delayed return journey (loan for additional costs)
Illness, accident or death
Illness, accident or death
Abduction
Abduction	€ 10,000	€ 15,000
In the event of criminal prosecution
In the event of criminal prosecution
Assistance if detained or when at risk of being detained (loan)
Assistance if detained or when at risk of being detained (loan)	€ 1,000 €	€ 2,500 €
Loan for bail
Loan for bail	€ 10,000	€ 15,000
Loss of money and documents
Loss of money and documents
Loss of travel money (loan)
Loss of travel money (loan)	-	€ 500
Assistance when credit and debit or Maestro cards are lost
Assistance when credit and debit or Maestro cards are lost
Loss of travel documents
Loss of travel documents
Assistance in changing bookings/delays
Assistance in changing bookings/delays
Deductible
Deductible	None	None

Baggage insurance

Benefits	BASIC Tariff	PROFI Tariff
Maximum sum insured for each insured damage event
Maximum sum insured for each insured damage event	-	€ 2,000
Exceptions:
Exceptions:	Valuable (furs, jewellery, items made of precious metals, photographic and film equipment, IT equipment, electronic communication and entertainment systems including accessories)
Valuable (furs, jewellery, items made of precious metals, photographic and film equipment, IT equipment, electronic communication and entertainment systems including accessories)	-	50 % of sum insured
Glasses, contact lenses, hearing aids and mobile phones (car phones are not insured), including accessories
Glasses, contact lenses, hearing aids and mobile phones (car phones are not insured), including accessories	-	€ 250
Golf and diving equipment, bicycles, including accessories
Golf and diving equipment, bicycles, including accessories	-	€ 750
Surfboards, windsurfing equipment, including accessories
Surfboards, windsurfing equipment, including accessories	-	€ 500
Musical instruments, including accessories (for private purposes)
Musical instruments, including accessories (for private purposes)	-	€ 500
IT equipment and electronic communication and entertainment systems, including accessories
IT equipment and electronic communication and entertainment systems, including accessories	-	€ 250
Deductible
Deductible	-	€ 50 per insured event

Travel liability insurance

Benefits	BASIC Tariff	PROFI Tariff
Everyday liability risks
Everyday liability risks	€ 1 million	€ 2,5 million
Liability claims for damage to rented property, per insured event
Liability claims for damage to rented property, per insured event	€ 10,000	€ 25,000
Damage to the household of the host family
Damage to the household of the host family	€ 10,000	€ 25,000
Deportation costs
Deportation costs	€ 1,000	€ 5,000
Loss of keys
Loss of keys	-	€ 250
Damage to assets
Damage to assets	-	€ 10,000
Professional liability
Professional liability	-	€ 25,000
Bad debt insurance
Bad debt insurance	-	€ 10,000
Deductible
Deductible	None, except for: Damage to rented property and deportation costs: 20 %, at least € 50. Damage to the household of the host family: 10 %, at least € 200. Bad debt insurance 10 %, at least € 200	None, except for: Damage to rented property and deportation costs: 20 %, at least € 50. Damage to the household of the host family: 10 %, at least € 200. Bad debt insurance 10 %, at least € 200

Travel accident insurance

Benefits	BASIC Tariff	PROFI Tariff
Sum insured In the event of disability (Progression in the event of disability exceeding 25% is 350%)
Sum insured In the event of disability (Progression in the event of disability exceeding 25% is 350%)	€ 20,000	€ 60,000
Sum insured in the event of death
Sum insured in the event of death	€ 10,000	€ 20,000
Sum insured in the event of death (for children under the age of 18)
Sum insured in the event of death (for children under the age of 18)	€ 5,000	€ 10,000
Rescue costs
Rescue costs	€ 5,000	€ 10,000
Cosmetic surgery costs
Cosmetic surgery costs	€ 5,000	€ 10,000
Deductible
Deductible	None	None

	Tariff BASIC	Tip Tariff PROFI
Product information	Download PDF

Travel health insurance
Additional package
Travel accident insurance
Travel liability insurance
Baggage insurance	-
Emergency insurance

Maximum duration of trip	5 years
Area of application	Germany

Overview of prices	Download PDF
Example pricing for travel health insurance (maximum duration of trip up to 12 months)	€ 1.19 (per day)	€ 1.75 (per day)
Example pricing for additional package	€ 0.27 (per day)	€ 0.60 (per day)
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Young Travel – travel insurance for your trip to Germany

Young Travel incoming

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Young Travel incoming