Optimal coverage on business trips
In order to offer you and your employees the best possible coverage on business trips worldwide, HanseMerkur Reiseversicherung AG provides you with comprehensive insurance products in the area of business travel.
You can decide which coverage is the optimal solution for your employees and their dependents during a stay abroad. Select the appropriate coverage from our HanseGLOBAL and HanseCOMPACT travel health insurance rates. A modular system allows you to put together your own individual cover. Only what you and your employees need is covered.
- We support you in fulfilling your duty of care: The statutory health insurance often only reimburses the costs that would also have been incurred in Germany. In some cases, the statutory health insurance does not cover any costs at all. Since employees abroad are considered private patients, they often incur considerable costs. In addition, the usually very high costs for return transport in the event of illness or even the repatriation of deceased persons are not covered by the statutory health insurance. Our corporate rates fill this gap, among other things.
- Insurable persons: We define employees not only as salaried employees, but also as members of the management (board members or similar) as well as self-employed or freelance persons commissioned by you who are traveling on behalf of your company.
- Individual requirements - individual solutions: Depending on the selected tariff, short-term as well as long-term trips can be covered. If you have a very high volume of short-term travel, you can use HanseCOMPACT to cover all your employees on business trips worldwide for up to 92 days on the basis of an annual flat-rate travel day booking. HanseGLOBAL is recommended for low travel volumes or long-term international assignments. Each individual trip is conveniently booked via an online tool.