Visum travel insurance for foreign guests
Your benefits
Perfect cover with the Visum travel insurance: with a foreign health insurance, a travel liability insurance, an accident insurance, emergency insurance and baggage insurance you are optimally covered. Our Visum travel insurance corresponds to the requirements of a "Schengen" visa.
- The extent of the insurance cover satisfies the requirements of the EU for a Schengen visa
- You have no retained risk even within our maximum benefit paid
Tariff overview
| Visum Travel Insurance | |
|---|---|
| Product information | Download PDF |
| Travel health insurance | |
| Additional package | |
| Travel accident insurance | |
| Travel liability insurance | |
| Baggage insurance | () |
| Emergency insurance | |
| Maximum duration of trip | 1 year |
| Area of application | Germany & Schengen countries |
| Overview of prices | Download PDF |
| Example pricing for travel health insurance |
€ 1.20 (per day) |
| Example pricing for additional package (Tariff BASIC) |
€ 0.27 (per day) |
At a glance – key insurance benefits
Travel health insurance
| Benefits | Travel health insurance |
|---|---|
| out-patient medical treatments in accordance with the fee schedule | |
| out-patient medical treatments in accordance with the fee schedule | |
| medically prescribed medications and surgical dressingsl | |
| medically prescribed medications and surgical dressings | |
| medically prescribed massages, compresses and inhalations, per insurance year | |
| medically prescribed massages, compresses and inhalations, per insurance year | € 300 |
| medically prescribed radiation therapy, light therapy, and other physical treatments | |
| medically prescribed radiation therapy, light therapy, and other physical treatments | |
| aids that are required for the first time solely as a result of an accident and used to directly treat the consequences of the accident | |
| aids that are required for the first time solely as a result of an accident and used to directly treat the consequences of the accident | |
| dental treatment for pain relief up to | |
| dental treatment for pain relief up to | 300 € |
| in-patient treatment in the general nursing insurance (multiple-bed room) without optional services (treatment by private doctor) | |
| in-patient treatment in the general nursing insurance (multiple-bed room) without optional services (treatment by private doctor) | |
| ambulance transport to in-patient treatment | |
| ambulance transport to in-patient treatment | |
| repatriation of mortal remains to the home country or funeral in the Federal Republic of Germany | |
| repatriation of mortal remains to the home country or funeral in the Federal Republic of Germany | |
| maximum benefit per contract | |
| maximum benefit per contract | € 50,000 |
| Deductible | |
| Deductible | none |
Emergency insurance
| Benefits | BASIC Tariff | PROFI Tariff |
|---|---|---|
| Return travel costs to home country in the event of a family member becoming ill | ||
| Return travel costs to home country in the event of a family member becoming ill | - | € 1,000 |
| Trip cancellation or delayed return journey (loan for additional costs) | ||
| Trip cancellation or delayed return journey (loan for additional costs) | ||
| Illness, accident or death | ||
| Illness, accident or death | ||
| Abduction | ||
| Abduction | € 10,000 | € 15,000 |
| In the event of criminal prosecution | ||
| In the event of criminal prosecution | ||
| Assistance if detained or when at risk of being detained (loan) | ||
| Assistance if detained or when at risk of being detained (loan) | € 1,000 € | € 2,500 € |
| Loan for bail | ||
| Loan for bail | € 10,000 | € 15,000 |
| Loss of money and documents | ||
| Loss of money and documents | ||
| Loss of travel money (loan) | ||
| Loss of travel money (loan) | - | € 500 |
| Assistance when credit and debit or Maestro cards are lost | ||
| Assistance when credit and debit or Maestro cards are lost | ||
| Loss of travel documents | ||
| Loss of travel documents | ||
| Assistance in changing bookings/delays | ||
| Assistance in changing bookings/delays | ||
| Deductible | ||
| Deductible | None | None |
Baggage insurance
| Benefits | BASIC Tariff | PROFI Tariff | |
|---|---|---|---|
| Maximum sum insured for each insured damage event | |||
| Maximum sum insured for each insured damage event | - | € 2,000 | Exceptions: |
| Exceptions: | Valuable (furs, jewellery, items made of precious metals, photographic and film equipment, IT equipment, electronic communication and entertainment systems including accessories) | ||
| Valuable (furs, jewellery, items made of precious metals, photographic and film equipment, IT equipment, electronic communication and entertainment systems including accessories) | - | 50 % of sum insured | |
| Glasses, contact lenses, hearing aids and mobile phones (car phones are not insured), including accessories | |||
| Glasses, contact lenses, hearing aids and mobile phones (car phones are not insured), including accessories | - | € 250 | |
| Golf and diving equipment, bicycles, including accessories | |||
| Golf and diving equipment, bicycles, including accessories | - | € 750 | |
| Surfboards, windsurfing equipment, including accessories | |||
| Surfboards, windsurfing equipment, including accessories | - | € 500 | |
| Musical instruments, including accessories (for private purposes) | |||
| Musical instruments, including accessories (for private purposes) | - | € 500 | |
| IT equipment and electronic communication and entertainment systems, including accessories | |||
| IT equipment and electronic communication and entertainment systems, including accessories | - | € 250 | |
| Deductible | |||
| Deductible | - | € 50 per insured event | |
Travel liability insurance
| Benefits | BASIC Tariff | PROFI Tariff |
|---|---|---|
| Everyday liability risks | ||
| Everyday liability risks | € 1 million | € 2,5 million |
| Liability claims for damage to rented property, per insured event | ||
| Liability claims for damage to rented property, per insured event | € 10,000 | € 25,000 |
| Damage to the household of the host family | ||
| Damage to the household of the host family | € 10,000 | € 25,000 |
| Deportation costs | ||
| Deportation costs | € 1,000 | € 5,000 |
| Loss of keys | ||
| Loss of keys | - | € 250 |
| Damage to assets | ||
| Damage to assets | - | € 10,000 |
| Professional liability | ||
| Professional liability | - | € 25,000 |
| Bad debt insurance | ||
| Bad debt insurance | - | € 10,000 |
| Deductible | ||
| Deductible | None, except for: Damage to rented property and deportation costs: 20 %, at least € 50. Damage to the household of the host family: 10 %, at least € 200. Bad debt insurance 10 %, at least € 200 | None, except for: Damage to rented property and deportation costs: 20 %, at least € 50. Damage to the household of the host family: 10 %, at least € 200. Bad debt insurance 10 %, at least € 200 |
Travel accident insurance
| Benefits | BASIC Tariff | PROFI Tariff |
|---|---|---|
| Sum insured In the event of disability (Progression in the event of disability exceeding 25% is 350%) | ||
| Sum insured In the event of disability (Progression in the event of disability exceeding 25% is 350%) | € 20,000 | € 60,000 |
| Sum insured in the event of death | ||
| Sum insured in the event of death | € 10,000 | € 20,000 |
| Sum insured in the event of death (for children under the age of 18) | ||
| Sum insured in the event of death (for children under the age of 18) | € 5,000 | € 10,000 |
| Rescue costs | ||
| Rescue costs | € 5,000 | € 10,000 |
| Cosmetic surgery costs | ||
| Cosmetic surgery costs | € 5,000 | € 10,000 |
| Deductible | ||
| Deductible | None | None |
