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  • Visum travel insurance

Visum travel insurance for foreign guests

Visum Versicherung

Visum insurance

  • No deductible
  • Valid for Germany and Schengen countries
  • For stays up to 365 days
€ 36

(example pricing for one trip, 30 days, travel health insurance)

Calculate & book
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  • Benefits
  • Tariff overview
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Your benefits

Perfect cover with the Visum travel insurance: with a foreign health insurance, a travel liability insurance, an accident insurance, emergency insurance and baggage insurance you are optimally covered. Our Visum travel insurance corresponds to the requirements of a "Schengen" visa.

The extent of the insurance cover satisfies the requirements of the EU for a Schengen visa

You have no retained risk even within our maximum benefit paid

Tariff overview

Visum Travel Insurance
Product information
Download PDF
Travel health insurance
Additional package
Travel accident insurance
Travel liability insurance
Baggage insurance
Emergency insurance
Maximum duration of trip
1 year
Area of application
Germany & Schengen countries
Overview of prices
Download PDF

Example pricing for travel health insurance

€ 1.20

(per day)

Example pricing for additional package (Tariff BASIC)

€ 0.27

(per day)
Calculate & book

At a glance – key insurance benefits

Travel health insurance
Benefits Travel health insurance
out-patient medical treatments in accordance with the fee schedule
out-patient medical treatments in accordance with the fee schedule
medically prescribed medications and surgical dressings
medically prescribed medications and surgical dressings
medically prescribed massages, compresses and inhalations, per insurance year
medically prescribed massages, compresses and inhalations, per insurance year € 300
medically prescribed radiation therapy, light therapy, and other physical treatments
medically prescribed radiation therapy, light therapy, and other physical treatments
aids that are required for the first time solely as a result of an accident and used to directly treat the consequences of the accident
aids that are required for the first time solely as a result of an accident and used to directly treat the consequences of the accident
dental treatment for pain relief up to
dental treatment for pain relief up to 300 €
in-patient treatment in the general nursing insurance (multiple-bed room) without optional services (treatment by private doctor)
in-patient treatment in the general nursing insurance (multiple-bed room) without optional services (treatment by private doctor)
ambulance transport to in-patient treatment
ambulance transport to in-patient treatment
repatriation of mortal remains to the home country or funeral in the Federal Republic of Germany
repatriation of mortal remains to the home country or funeral in the Federal Republic of Germany
maximum benefit per contract
maximum benefit per contract € 50,000
Deductible
Deductible none
Emergency insurance
Benefits BASIC Tariff PROFI Tariff
Return travel costs to home country in the event of a family member becoming ill
Return travel costs to home country in the event of a family member becoming ill - € 1,000
Trip cancellation or delayed return journey (loan for additional costs)
Trip cancellation or delayed return journey (loan for additional costs)
Illness, accident or death
Illness, accident or death
Abduction
Abduction € 10,000 € 15,000
In the event of criminal prosecution
In the event of criminal prosecution
Assistance if detained or when at risk of being detained (loan)
Assistance if detained or when at risk of being detained (loan) € 1,000 € € 2,500 €
Loan for bail
Loan for bail € 10,000 € 15,000
Loss of money and documents
Loss of money and documents
Loss of travel money (loan)
Loss of travel money (loan) - € 500
Assistance when credit and debit or Maestro cards are lost
Assistance when credit and debit or Maestro cards are lost
Loss of travel documents
Loss of travel documents
Assistance in changing bookings/delays
Assistance in changing bookings/delays
Deductible
Deductible None None
Baggage insurance
Benefits BASIC Tariff PROFI Tariff
Maximum sum insured for each insured damage event
Maximum sum insured for each insured damage event - € 2,000
Exceptions:
Exceptions: Valuable (furs, jewellery, items made of precious metals, photographic and film equipment, IT equipment, electronic communication and entertainment systems including accessories)
Valuable (furs, jewellery, items made of precious metals, photographic and film equipment, IT equipment, electronic communication and entertainment systems including accessories) - 50 % of sum insured
Glasses, contact lenses, hearing aids and mobile phones (car phones are not insured), including accessories
Glasses, contact lenses, hearing aids and mobile phones (car phones are not insured), including accessories - € 250
Golf and diving equipment, bicycles, including accessories
Golf and diving equipment, bicycles, including accessories - € 750
Surfboards, windsurfing equipment, including accessories
Surfboards, windsurfing equipment, including accessories - € 500
Musical instruments, including accessories (for private purposes)
Musical instruments, including accessories (for private purposes) - € 500
IT equipment and electronic communication and entertainment systems, including accessories
IT equipment and electronic communication and entertainment systems, including accessories - € 250
Deductible
Deductible - € 50 per insured event
Travel liability insurance
Benefits BASIC Tariff PROFI Tariff
Everyday liability risks
Everyday liability risks € 1 million € 2,5 million
Liability claims for damage to rented property, per insured event
Liability claims for damage to rented property, per insured event € 10,000 € 25,000
Damage to the household of the host family
Damage to the household of the host family € 10,000 € 25,000
Deportation costs
Deportation costs € 1,000 € 5,000
Loss of keys
Loss of keys - € 250
Damage to assets
Damage to assets - € 10,000
Professional liability
Professional liability - € 25,000
Bad debt insurance
Bad debt insurance - € 10,000
Deductible
Deductible None, except for: Damage to rented property and deportation costs: 20 %, at least € 50. Damage to the household of the host family: 10 %, at least € 200. Bad debt insurance 10 %, at least € 200 None, except for: Damage to rented property and deportation costs: 20 %, at least € 50. Damage to the household of the host family: 10 %, at least € 200. Bad debt insurance 10 %, at least € 200
Travel accident insurance
Benefits BASIC Tariff PROFI Tariff
Sum insured In the event of disability (Progression in the event of disability exceeding 25% is 350%)
Sum insured In the event of disability (Progression in the event of disability exceeding 25% is 350%) € 20,000 € 60,000
Sum insured in the event of death
Sum insured in the event of death € 10,000 € 20,000
Sum insured in the event of death (for children under the age of 18)
Sum insured in the event of death (for children under the age of 18) € 5,000 € 10,000
Rescue costs
Rescue costs € 5,000 € 10,000
Cosmetic surgery costs
Cosmetic surgery costs € 5,000 € 10,000
Deductible
Deductible None None

Important documents for download

For printing or saving: you can find all the important documents at a glance here.

  • Benefits
  • Overview of prices
  • General Terms & Conditions
  • General Terms & Conditions (HanseMerkur additional package)
  • Information sheet on insurance products (IPID)

Book directly – Visum travel insurance

Conveniently choose from the following payment methods when booking: 

Zahlungsmethoden
  • Visum travel insurance

Visum travel insurance

€ 36

(example pricing per person, 30 days, travel health insurance)

Calculate & book

Product suggestion for:  

Are you living in Switzerland?

If you are living in Switzerland we recommend visiting our Swiss website. There you are given valuable information and you can take out all travel insurances online.

For legal reasons you are not allowed to book travel insurances on our German website. We apologize for the inconvenience.

Switch to Swiss website

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