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  • Travel insurance for groups of foreign guests

Travel insurance for groups of foreign guests

Reiseversicherung für Ausländergruppen

Travel insurance for groups of foreign guests

  • For groups of 3 or more persons
  • For long-term stays up to 1 year
  • Premiums at a daily basis
€ 37.50

(example pricing per person, 30 days, travel health insurance)

Calculate & book
Quick access
  • Benefits
  • Tariff overview
  • Key insurance benefits
  • Downloads
  • Book directly

Your benefits

Our travel insurance for groups of foreign guests provides you optimum cover. From three persons you can travel as a group. Combine foreign health insurance with travel accident insurance, travel liability insurance, emergency insurance and baggage insurance. The travel insurance can be concluded for trips of up to a year.

  • Groups of foreign guests may book their travel insurance at any time.
  • EU requirements satisfied: Our extensive travel insurance cover satisfies EU requirements.
  • You want to extend your travel insurance as a foreign guest? No problem, this is possible for up to one year upon request.
  • Last-minute decisions: should you decide to depart early, we will reimburse a proportionate part of your premium.

Tariff overview

Travel insurance for groups of foreign guests
Product information
Download PDF
Travel health insurance
Additional package
Travel accident insurance
Travel liability insurance
Baggage insurance
Emergency insurance
Maximum duration of trip
1 year
Area of application
Germany
Overview of prices
Download PDF

Example pricing for travel health insurance

€ 1.25

(per day)

Example pricing for additional package (Tariff BASIC)

€ 0.27

(per day)
Calculate & book

At a glance – key insurance benefits

Travel health insurance
Benefits Foreign health insurance
Out-patient medical treatments in accordance with the fee schedule
Out-patient medical treatments in accordance with the fee schedule
Medications and surgical dressings
Medications and surgical dressings
Massages, compresses and inhalations, per insurance year
Massages, compresses and inhalations, per insurance year € 300
Radiation therapy, light therapy, and other physical treatments
Radiation therapy, light therapy, and other physical treatments
Therapeutic aids following an accident, per insurance year
Therapeutic aids following an accident, per insurance year € 500
Surgeries
Surgeries
In-patient medical treatment under general care insurance (multiple-bed room) without optional services (treatment by private doctor)
In-patient medical treatment under general care insurance (multiple-bed room) without optional services (treatment by private doctor)
Medically necessary pregnancy treatment due to complaints
Medically necessary pregnancy treatment due to complaints
Ambulance transport to in-patient treatment
Ambulance transport to in-patient treatment
Repatriation, if medically desirable
Repatriation, if medically desirable
Repatriation of mortal remains to the home country or funeral in the Federal Republic of Germany
Repatriation of mortal remains to the home country or funeral in the Federal Republic of Germany € 10,000
Follow-up liability until restoration of ability to travel for up to
Follow-up liability until restoration of ability to travel for up to 3 months Deductible per insured event
Deductible per insured event € 25
Travel accident insurance
Benefits BASIC Tariff PROFI Tariff
Sum insured In the event of disability (Progression in the event of disability exceeding 25% is 350%)
Sum insured In the event of disability (Progression in the event of disability exceeding 25% is 350%) € 20,000 € 60,000
Sum insured in the event of death
Sum insured in the event of death € 10,000 € 20,000
Sum insured in the event of death (for children under the age of 18)
Sum insured in the event of death (for children under the age of 18) € 5,000 € 10,000
Rescue costs
Rescue costs € 5,000 € 10,000
Cosmetic surgery costs
Cosmetic surgery costs € 5,000 € 10,000
Deductible
Deductible None None
Travel liability insurance
Benefits BASIC Tariff PROFI Tariff
Everyday liability risks
Everyday liability risks € 1 million € 2,5 million
Liability claims for damage to rented property, per insured event
Liability claims for damage to rented property, per insured event € 10,000 € 25,000
Damage to the household of the host family
Damage to the household of the host family € 10,000 € 25,000
Deportation costs
Deportation costs € 1,000 € 5,000
Loss of keys
Loss of keys - € 250
Damage to assets
Damage to assets - € 10,000
Professional liability
Professional liability - € 25,000
Bad debt insurance
Bad debt insurance - € 10,000
Deductible
Deductible None, except for: Damage to rented property and deportation costs: 20 %, at least € 50. Damage to the household of the host family: 10 %, at least € 200. Bad debt insurance 10 %, at least € 200 None, except for: Damage to rented property and deportation costs: 20 %, at least € 50. Damage to the household of the host family: 10 %, at least € 200. Bad debt insurance 10 %, at least € 200
Baggage insurance
Benefits BASIC Tariff PROFI Tariff
Maximum sum insured for each insured damage event
Maximum sum insured for each insured damage event - € 2,000
Exceptions:
Exceptions: Valuable (furs, jewellery, items made of precious metals, photographic and film equipment, IT equipment, electronic communication and entertainment systems including accessories)
Valuable (furs, jewellery, items made of precious metals, photographic and film equipment, IT equipment, electronic communication and entertainment systems including accessories) - 50 % of sum insured
Glasses, contact lenses, hearing aids and mobile phones (car phones are not insured), including accessories
Glasses, contact lenses, hearing aids and mobile phones (car phones are not insured), including accessories - € 250
Golf and diving equipment, bicycles, including accessories
Golf and diving equipment, bicycles, including accessories - € 750
Surfboards, windsurfing equipment, including accessories
Surfboards, windsurfing equipment, including accessories - € 500
Musical instruments, including accessories (for private purposes)
Musical instruments, including accessories (for private purposes) - € 500
IT equipment and electronic communication and entertainment systems, including accessories
IT equipment and electronic communication and entertainment systems, including accessories - € 250
Deductible
Deductible - € 50 per insured event
Emergency insurance
Benefits BASIC Tariff PROFI Tariff
Return travel costs to home country in the event of a family member becoming ill
Return travel costs to home country in the event of a family member becoming ill - € 1,000
Trip cancellation or delayed return journey (loan for additional costs)
Trip cancellation or delayed return journey (loan for additional costs)
Illness, accident or death
Illness, accident or death
Abduction
Abduction € 10,000 € 15,000
In the event of criminal prosecution
In the event of criminal prosecution
Assistance if detained or when at risk of being detained (loan)
Assistance if detained or when at risk of being detained (loan) € 1,000 € € 2,500 €
Loan for bail
Loan for bail € 10,000 € 15,000
Loss of money and documents
Loss of money and documents
Loss of travel money (loan)
Loss of travel money (loan) - € 500
Assistance when credit and debit or Maestro cards are lost
Assistance when credit and debit or Maestro cards are lost
Loss of travel documents
Loss of travel documents
Assistance in changing bookings/delays
Assistance in changing bookings/delays
Deductible
Deductible None None

Important documents for download

For printing or saving: you can find all the important documents at a glance here.

  • Benefits
  • Overview of prices
  • General Terms & Conditions
  • General Terms & Conditions (HanseMerkur additional package)
  • Information sheet on insurance products (IPID)

Book directly – travel insurance for groups of foreign guests

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Travel insurance for groups of foreign guests

€ 37.50

(example pricing per person, 30 days, travel health insurance)

Calculate & book

Product suggestion for:  

Are you living in Switzerland?

If you are living in Switzerland we recommend visiting our Swiss website. There you are given valuable information and you can take out all travel insurances online.

For legal reasons you are not allowed to book travel insurances on our German website. We apologize for the inconvenience.

Switch to Swiss website

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