Name: Germany cover
Rating: 4.8 (1046 reviews)

Foreign health insurance

Benefits	Foreign health insurance
out-patient treatment by the doctor
out-patient treatment by the doctor
pain-killing, preserving dental treatments and restoration of the function of dental prostheses up to
pain-killing, preserving dental treatments and restoration of the function of dental prostheses up to	€ 300
in-patient hospital treatment
in-patient hospital treatment
medications and surgical dressings prescribed by a doctor
medications and surgical dressings prescribed by a doctor
massages, medical dressings and inhalations up to
massages, medical dressings and inhalations up to	€ 300
aids prescribed by a doctor if you have an accident
aids prescribed by a doctor if you have an accident
pregnancy tests and treatment pregnancy check-ups and treatment provided that there was no pregnancy at the inception date up to
pregnancy tests and treatment pregnancy check-ups and treatment provided that there was no pregnancy at the inception date up to	€ 100,000
transport by ambulance to the nearest suitable hospital for in-patient treatment
transport by ambulance to the nearest suitable hospital for in-patient treatment
the repatriation of mortal remains or burial up to
the repatriation of mortal remains or burial up to	€ 10,000

Travel cancellation insurance

Insured benefits	Travel cancellation insurance
For non-commencement of the trip or non-use of the rental property
For non-commencement of the trip or non-use of the rental property
Reimbursement for the contractually required cancellation costs
Reimbursement for the contractually required cancellation costs
Reimbursement of a single room surcharge or reimbursement of the share of costs for a double room in the event of partial cancellation
Reimbursement of a single room surcharge or reimbursement of the share of costs for a double room in the event of partial cancellation
In the event of a delayed start to the journey
In the event of a delayed start to the journey
Reimbursement of additional costs to reach the destination
Reimbursement of additional costs to reach the destination
Reimbursement of unused travel services
Reimbursement of unused travel services
If the trip booking is changed
If the trip booking is changed
Reimbursement of the cost of changing bookings due to an insured reason
Reimbursement of the cost of changing bookings due to an insured reason
When changing the booking up to 42 days prior to departure, reimbursement of the cost up to max. € 30 per person, if no insured reason is specified
When changing the booking up to 42 days prior to departure, reimbursement of the cost up to max. € 30 per person, if no insured reason is specified
Additional benefits for ferry boat trips
Additional benefits for ferry boat trips
Reimbursement of the additional accommodation costs incurred in the event of an unexpected and unannounced ferry cancellation on the day of arrival up to
Reimbursement of the additional accommodation costs incurred in the event of an unexpected and unannounced ferry cancellation on the day of arrival up to	€ 150
Insured reasons
Insured reasons
Unexpected serious illness
Unexpected serious illness
Death, severe injury due to an accident
Death, severe injury due to an accident
Pregnancy and complications during the pregnancy
Pregnancy and complications during the pregnancy
Breakage of prostheses and loosening of implanted joints
Breakage of prostheses and loosening of implanted joints
Immunisation intolerance
Immunisation intolerance
Organ donation / Beneficiary of organ donation
Organ donation / Beneficiary of organ donation
Substantial damage (from € 2,500) to the insured person's property
Substantial damage (from € 2,500) to the insured person's property
Unexpected court summons
Unexpected court summons
Adoption of a minor
Adoption of a minor
Notice of termination for operational reasons, short-time work, re-employment after period of unemployment, change of workplace
Notice of termination for operational reasons, short-time work, re-employment after period of unemployment, change of workplace
Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil
Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil
Transport delay
Transport delay
Illness, death of a dog/cat registered to go on the trip
Illness, death of a dog/cat registered to go on the trip
Deductible for one-time insurance
Deductible for one-time insurance	No deductible for all insured events with the exception of illnesses that are subject to out-patient treatment. In this case, the deductible amounts to 20% of the reimbursable claim, however at least € 25 per insured person.
Deductible for annual insurance
Deductible for annual insurance	none

Travel curtailment insurance

Insured benefits	Travel curtailment insurance
The travel curtailment insurance serves to cover costs incurred if the trip has to be cancelled, interrupted or the return journey delayed for an insured reason
The travel curtailment insurance serves to cover costs incurred if the trip has to be cancelled, interrupted or the return journey delayed for an insured reason
Insured benefits
Insured benefits
Curtailment of the trip
Curtailment of the trip
reimbursement of the total trip price provided that the trip is cancelled within the first half of the travel time (at the latest within the first 8 days)
reimbursement of the total trip price provided that the trip is cancelled within the first half of the travel time (at the latest within the first 8 days)
reimbursement of unused travel services (limited to the agreed sums insured), if the trip is cancelled in the second half of the travel time (after the 9th day at the latest)
reimbursement of unused travel services (limited to the agreed sums insured), if the trip is cancelled in the second half of the travel time (after the 9th day at the latest)
reimbursement of additional return travel costs incurred, including other additional costs (e.g. accommodation and meals)
reimbursement of additional return travel costs incurred, including other additional costs (e.g. accommodation and meals)
Interruption of the trip
Interruption of the trip
reimbursement of unused travel services or reimbursement of unused travel days in proportion to the total duration of the trip
reimbursement of unused travel services or reimbursement of unused travel days in proportion to the total duration of the trip
Delay of the return trip
Delay of the return trip
reimbursement of additional return travel costs incurred, including other additional costs (e.g. accommodation and meals) and additional accommodation costs
reimbursement of additional return travel costs incurred, including other additional costs (e.g. accommodation and meals) and additional accommodation costs
Interruption of round trips or cruises
Interruption of round trips or cruises
reimbursement of transport costs from the place of interruption to the travel group
reimbursement of transport costs from the place of interruption to the travel group
Insured reasons
Insured reasons
unexpected serious illness
unexpected serious illness
unexpected worsening of an existing illness
unexpected worsening of an existing illness
death, severe injury due to an accident
death, severe injury due to an accident
pregnancy and complications during the pregnancy
pregnancy and complications during the pregnancy
prosthesis breakage and loosening of implanted joints
prosthesis breakage and loosening of implanted joints
vaccine intolerance
vaccine intolerance
organ donation / reception
organ donation / reception
significant damage (from EUR 2,500) to the insured person's property
significant damage (from EUR 2,500) to the insured person's property
unexpected court summons
unexpected court summons
taking a child into care or adopting a child during the travelling period
taking a child into care or adopting a child during the travelling period
missing the insured means of transport: - due to cancellation of public transport or delay of more than 2 hours - due to involvement in an accident or breakdown during the trip
missing the insured means of transport: - due to cancellation of public transport or delay of more than 2 hours - due to involvement in an accident or breakdown during the trip
illness, death of a dog/cat registered to go on the trip
illness, death of a dog/cat registered to go on the trip
extreme weather or a geological event at the holiday destination (e.g. avalanches, landslides, floods, earthquakes, hurricanes or fire)
extreme weather or a geological event at the holiday destination (e.g. avalanches, landslides, floods, earthquakes, hurricanes or fire)
Deductible for one-time insurance
Deductible for one-time insurance
No deductible for all insured events with the exception of serious and unexpected illnesses treated on an outpatient basis. In this case, the deductible is 20 % of the eligible claim.
No deductible for all insured events with the exception of serious and unexpected illnesses treated on an outpatient basis. In this case, the deductible is 20 % of the eligible claim.
Deductible for annual insurance
Deductible for annual insurance
No deductible
No deductible

Emergency insurance

Benefits	Emergency Insurance
In case of sickness, accident, death and hospital stays in Germany
In case of sickness, accident, death and hospital stays in Germany
search, rescue and recovery costs in the case of accident up to
search, rescue and recovery costs in the case of accident up to	€ 5,000
patient transport up to
patient transport up to	€ 2,500
organisation and coverage of 100% of the costs for the repatriation of mortal remains to permanent home location or burial at the place of death
organisation and coverage of 100% of the costs for the repatriation of mortal remains to permanent home location or burial at the place of death
In case of travel curtailment or delayed return journey
In case of travel curtailment or delayed return journey
organisation of the return journey and provision of a loan for additional costs if the trip has to be curtailed due to an illness, accident, abduction or death
organisation of the return journey and provision of a loan for additional costs if the trip has to be curtailed due to an illness, accident, abduction or death
In case of criminal prosecution
In case of criminal prosecution
assistance if arrested or at risk of being arrested, loan up to
assistance if arrested or at risk of being arrested, loan up to	€ 3,000
provision of a loan for bail up to
provision of a loan for bail up to	€ 15,000
In case of lost cash or credit cards
In case of lost cash or credit cards
Help in contacting the bank at home
Help in contacting the bank at home
help with the transfer of funds between the bank at home and the insured person
help with the transfer of funds between the bank at home and the insured person
provision of a cash advance as a loan up to
provision of a cash advance as a loan up to	€ 500
In case of bicycle breakdown and theft
In case of bicycle breakdown and theft
assistance and reimbursement, in the event of a breakdown, of up to
assistance and reimbursement, in the event of a breakdown, of up to	€ 75
organisation and coverage of costs for return home if another form of transport needs to be used because of the theft of a bicycle, up to
organisation and coverage of costs for return home if another form of transport needs to be used because of the theft of a bicycle, up to	€ 250
Guardian angel for your home in the case of substantial damage (min. 2,500 €) to property at home
Guardian angel for your home in the case of substantial damage (min. 2,500 €) to property at home
organisation of a return journey and coverage of the additional travel expenses
organisation of a return journey and coverage of the additional travel expenses
Coverage of costs for necessary emergency repairs up to€
Coverage of costs for necessary emergency repairs up to€	€ 500
Guardian angel for lost keys to holiday homes
Guardian angel for lost keys to holiday homes
In the event of loss of keys (consequential costs are excluded)
In the event of loss of keys (consequential costs are excluded)	€ 500

Baggage insurance

Benefits	Car travel breakdown and accident cover
help at the location of the incident and coverage of tow costs up to	€ 300
additional travel costs if the trip cannot be continued in your vehicle due to breakdown, theft or accident	€ 2,500
delivery of spare parts including delivery costs
The car travel breakdown and accident cover only applies with the car-bus-train premium and only for journeys in Europe an Germany with by private car.

	Germany cover for foreign guests
Travel cancellation insurance Highlights of the travel cancellation insurance We compensate you for contractually agreed cancellation or rebooking costs in the case of an insured event (no-show or unused rental property). No deductible, except for illnesses treated with outpatient care. You can change the booking for personal reasons up to 42 days before you go on your trip - we assume the rebooking costs up to € 30 per person.
Travel curtailment insurance Highlights of the travel curtailment insurance: You have to terminate your trip. No problem – we reimburse you for the costs of your return journey and on the first eight days of your trip also for the full costs of your missed holiday. From the ninth day, we pay a proportionate share of all missed holiday benefits. If you must cancel your trip for insured reasons, we reimburse you for the costs of catching up, e.g. in the case of a round trip. Did you break a leg during the trip and must curtail the trip? We pay for additional return journey costs. If another person travelling cancels, we pay for the costs of the partial cancellation, e.g. the single room supplement.
Emergency insurance Emergency insurance In the event of illness, accident, hospitalisation or death In the event of criminal prosecution In the event of loss of cash or credit card In the event of bicycle breakdown and theft
Baggage insurance Baggage insurance Luggage storage by third parties Delayed baggage delivery Lost or damaged baggage due to criminal offences Damage due to traffic accidents or natural disasters
Car travel breakdown and accident cover Car travel breakdown and accident cover Additional travelling expenses (up to €2,500) if you are unable to continue your journey with your vehicle due to a breakdown, theft or accident Assistance at the scene of the accident and assumption of towing costs up to €300 Dispatch of spare parts including shipping costs Applies to all vehicles (including camper vans and motorbikes)
Travel health insurance Travel health insurance Assumption of the costs of necessary medical treatment abroad. Medically appropriate repatriation to your home country. Reimbursement of costs for accompanying persons who are also insured, e.g. if you are travelling abroad with children and they are hospitalised. Information about the possibilities of medical treatment at your holiday destination.
Product information	Download PDF
Terms of contract
Maximum duration of trip	45 days
Area of application	Germany
Number of insured trips	single
Overview of prices	Download PDF
Sample pricing (for one trip, package costing € 1,200)	€ 67 Calculate & book

Benefits	Luggage insurance
insurance sum for individuals
insurance sum for individuals	€ 2,500

Germany cover for foreign guests

Holiday Cover Germany

Your benefits

Tariff overview

Terms of contract

Sample pricing

Key insurance benefits – at a glance

Important documents for download

Book directly – Germany cover for foreign guests

Holiday Cover Germany