Germany cover for foreign guests
Your benefits
Travel protection in Germany - trouble-free from the North Sea to the Alps. The German protection package includes foreign health insurance for Germany and travel cancellation insurance plus holiday guarantee (travel curtailment insurance) as well as emergency insurance, luggage insurance and car travel breakdown and accident cover.
- Package price: You only pay the total price and not per person - this pays off if, for instance, you rent a holiday apartment with several others (up to seven people).
- Breakdown or accident? Our car travel breakdown and accident cover helps, swiftly and easily.
- Your dog or cat ill or in an accident? The travel cancellation insurance covers that too.
- A child falls ill in the first week? Full refund of travel price if curtailment arises during the first half of the trip (maximum in the first 8 days, then pro rata).
Tariff overview
| Germany cover for foreign guests | |
|---|---|
| Product information | Download PDF |
| Travel cancellation insurance | |
| Travel curtailment insurance | |
| Emergency insurance | |
| Baggage insurance | |
| Car travel breakdown and accident cover | |
| Travel health insurance | |
| Maximum duration of trip | 45 days |
| Area of application | Germany |
| Number of insured trips | single |
| Overview of prices | Download PDF |
| Example pricing for one trip, package costing € 1,000 |
€ 65 |
| Example pricing for one trip, package costing € 1,000 without retained risk |
€ 45 |
At a glance – key insurance benefits
Foreign health insurance
| Benefits | Foreign health insurance |
|---|---|
| out-patient treatment by the doctor | |
| out-patient treatment by the doctor | |
| pain-killing, preserving dental treatments and restoration of the function of dental prostheses up to | |
| pain-killing, preserving dental treatments and restoration of the function of dental prostheses up to | € 300 |
| in-patient hospital treatment | |
| in-patient hospital treatment | |
| medications and surgical dressings prescribed by a doctor | |
| medications and surgical dressings prescribed by a doctor | |
| massages, medical dressings and inhalations up to | |
| massages, medical dressings and inhalations up to | € 300 |
| aids prescribed by a doctor if you have an accident | |
| aids prescribed by a doctor if you have an accident | |
| pregnancy tests and treatment pregnancy check-ups and treatment provided that there was no pregnancy at the inception date up to | |
| pregnancy tests and treatment pregnancy check-ups and treatment provided that there was no pregnancy at the inception date up to | € 100,000 |
| transport by ambulance to the nearest suitable hospital for in-patient treatment | |
| transport by ambulance to the nearest suitable hospital for in-patient treatment | |
| the repatriation of mortal remains or burial up to | |
| the repatriation of mortal remains or burial up to | € 10,000 |
Emergency insurance
| Benefits | Emergency Insurance |
|---|---|
| In case of sickness, accident, death and hospital stays in Germany | |
| In case of sickness, accident, death and hospital stays in Germany | |
| search, rescue and recovery costs in the case of accident up to | |
| search, rescue and recovery costs in the case of accident up to | € 5,000 |
| patient transport up to | |
| patient transport up to | € 2,500 |
| organisation and coverage of 100% of the costs for the repatriation of mortal remains to permanent home location or burial at the place of death | |
| organisation and coverage of 100% of the costs for the repatriation of mortal remains to permanent home location or burial at the place of death | |
| In case of travel curtailment or delayed return journey | |
| In case of travel curtailment or delayed return journey | |
| organisation of the return journey and provision of a loan for additional costs if the trip has to be curtailed due to an illness, accident, abduction or death | |
| organisation of the return journey and provision of a loan for additional costs if the trip has to be curtailed due to an illness, accident, abduction or death | |
| In case of criminal prosecution | |
| In case of criminal prosecution | |
| assistance if arrested or at risk of being arrested, loan up to | |
| assistance if arrested or at risk of being arrested, loan up to | 3,000 € |
| provision of a loan for bail up to | |
| provision of a loan for bail up to | € 15,000 |
| In case of lost cash or credit cards | |
| In case of lost cash or credit cards | |
| Help in contacting the bank at home | |
| Help in contacting the bank at home | |
| help with the transfer of funds between the bank at home and the insured person | |
| help with the transfer of funds between the bank at home and the insured person | |
| provision of a cash advance as a loan up to | |
| provision of a cash advance as a loan up to | € 500 |
| In case of bicycle breakdown and theft | |
| In case of bicycle breakdown and theft | |
| assistance and reimbursement, in the event of a breakdown, of up to | |
| assistance and reimbursement, in the event of a breakdown, of up to | € 75 |
| organisation and coverage of costs for return home if another form of transport needs to be used because of the theft of a bicycle, up to | |
| organisation and coverage of costs for return home if another form of transport needs to be used because of the theft of a bicycle, up to | € 250 |
| Guardian angel for your home in the case of substantial damage (min. 2,500 €) to property at home |
|
| Guardian angel for your home in the case of substantial damage (min. 2,500 €) to property at home | |
| organisation of a return journey and coverage of the additional travel expenses | |
| organisation of a return journey and coverage of the additional travel expenses | |
| coverage of costs for necessary emergency repairs up to€ | |
| Coverage of costs for necessary emergency repairs up to€ | € 500 |
| Guardian angel for lost keys to holiday homes | |
| Guardian angel for lost keys to holiday homes | |
| In the event of loss of keys (consequential costs are excluded) up /td> | |
| In the event of loss of keys (consequential costs are excluded) | € 500 |
Baggage insurance
| Benefits | Luggage insurance |
|---|---|
| insurance sum for individuals | |
| insurance sum for individuals | € 2,500 € |
Car travel breakdown and accident cover
| Benefits | Car travel breakdown and accident cover |
|---|---|
| help at the location of the incident and coverage of tow costs up to | |
| help at the location of the incident and coverage of tow costs up to | € 300 |
| additional travel costs if the trip cannot be continued in your vehicle due to breakdown, theft or accident | |
| additional travel costs if the trip cannot be continued in your vehicle due to breakdown, theft or accident | € 2.500 |
| delivery of spare parts including delivery costs | |
| delivery of spare parts including delivery costs | |
| The car travel breakdown and accident cover only applies with the car-bus-train premium and only for journeys in Europe an Germany with by private car.. | |
| The car travel breakdown and accident cover only applies with the car-bus-train premium and only for journeys in Europe an Germany with by private car. | |
