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Travel cancellation and curtailment insurance – leave your worries behind on your holiday

Reiserücktrittsversicherung & Urlaubsgarantie

Travel cancellation insurance

  • For any numbers of trips per year
  • No deductable
  • Optional travel curtailment insurance
€ 47

(example pricing per year, including curtailment insurance, trips costing € 1,000)

Calculate & book
  • Benefits
  • Tariff overview
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Your benefits

Perfect cover for one year for any number of trips: The travel cancellation insurance and holiday guarantee! The annual travel cancellation insurance covers all trips within a year and assumes the costs incurred if you cannot go on your trip or can only start your trip with a delay (e.g. in the case of an unexpected severe illness). With the holiday guarantee (travel curtailment insurance), you stay covered during your holiday - HanseMerkur compensates you for costs incurred if you must cut your trip short.

  • We compensate you for the cancellation costs, e.g. in the case of an unexpected severe illness or special events such as temporary work or a court summons.
  • We compensate you for the rebooking costs up to € 30 up to 42 days before the start of the trip for personal reasons.
  • Six persons are mutually insured if a person must cancel the trip and the trip was booked jointly and all persons travelling are insured.
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Claim service

Due to the current situation, you can only take out all insurance policies that include travel cancellation insurance within 30 days of booking the trip. We ask you to consider this.

Tariff overview

Travel cancellation & curtailment insurance
Product information Download PDF
Travel cancellations insurance
Travel curtailment insurance
()
Number of insured trips single
Maximum duration of trip travel cancellation insurance unlimited
Maximum duration of trip travel curtailment insurance -
Area of application worldwide
Type of travel flights, train and bus journeys and for trips by car, special tariffs apply for sea voyages
Family tariff
Group tariff
Last minute tariff
Overview of prices Download PDF
Example pricing for travel cancellation insurance
(up to the 65th birthday, trip costing € 1,000)

€ 43

Example pricing for travel cancellation and travel curtailment insurance
(up to the 65th birthday, trip costing € 1,000)

€ 47

 
Calculate & book
() Individually combinable

At a glance – key insurance benefits

Travel cancellation insurance
Insured benefits Travel cancellation insurance
For non-commencement of the trip or non-use of the rental property
For non-commencement of the trip or non-use of the rental property
Reimbursement for the contractually required cancellation costs
Reimbursement for the contractually required cancellation costs
Reimbursement of a single room surcharge or reimbursement of the share of costs for a double room in the event of partial cancellation
Reimbursement of a single room surcharge or reimbursement of the share of costs for a double room in the event of partial cancellation
In the event of a delayed start to the journey
In the event of a delayed start to the journey
Reimbursement of additional costs to reach the destination
Reimbursement of additional costs to reach the destination
Reimbursement of unused travel services
Reimbursement of unused travel services
If the trip booking is changed
If the trip booking is changed
Reimbursement of the cost of changing bookings due to an insured reason
Reimbursement of the cost of changing bookings due to an insured reason
When changing the booking up to 42 days prior to departure, reimbursement of the cost up to max. € 30 per person, if no insured reason is specified
When changing the booking up to 42 days prior to departure, reimbursement of the cost up to max. € 30 per person, if no insured reason is specified
Insured reasons
Insured reasons
Unexpected serious illness
Unexpected serious illness
Death, severe injury due to an accident
Death, severe injury due to an accident
Pregnancy and complications during the pregnancy
Pregnancy and complications during the pregnancy
Breakage of prostheses and loosening of implanted joints
Breakage of prostheses and loosening of implanted joints
Immunisation intolerance
Immunisation intolerance
Organ donation / Beneficiary of organ donation
Organ donation / Beneficiary of organ donation
Substantial damage (from € 2,500) to the insured person's property
Substantial damage (from € 2,500) to the insured person's property
Unexpected court summons
Unexpected court summons
Adoption of a minor
Adoption of a minor
Notice of termination for operational reasons, short-time work, re-employment after period of unemployment, change of workplace
Notice of termination for operational reasons, short-time work, re-employment after period of unemployment, change of workplace
Pupil/student protection:
- date of a repeat examination falls within the insured travel period
- non-promotion of a pupil
Pupil/student protection:
- date of a repeat examination falls within the insured travel period
- non-promotion of a pupil
Transport delay
Transport delay
Illness, death of a dog/cat registered to go on the trip
Illness, death of a dog/cat registered to go on the trip
Deductible for one-time insurance
Deductible for one-time insurance No deductible for all insured events with the exception of illnesses that are subject to out-patient treatment. In this case, the deductible amounts to 20% of the reimbursable claim, however at least € 25 per insured person.
Deductible for annual insurance
Deductible for annual insurance none
Holiday guarantee (travel curtailment insurance)
Insured benefits Holiday guarantee (travel curtailment insurance)
If you have to curtail the trip
If you have to curtail the trip
Reimbursement of the total trip price provided that the trip is cancelled within the first half of the travel time (at the latest within the first 8 days)
Reimbursement of the total trip price provided that the trip is cancelled within the first half of the travel time (at the latest within the first 8 days)
Reimbursement of unused travel services, if the trip is cancelled in the second half of the travel time (after the 9th day at the latest)
Reimbursement of unused travel services, if the trip is cancelled in the second half of the travel time (after the 9th day at the latest)
Reimbursement of the verifiable additional return travel costs and the directly resulting additional costs incurred
Reimbursement of the verifiable additional return travel costs and the directly resulting additional costs incurred
If you have to interrupt the trip
If you have to interrupt the trip
Reimbursement of unused travel services
Reimbursement of unused travel services
Reimbursement of costs incurred for catching up with the rest of the travel group in the case of a round trip or cruise
Reimbursement of costs incurred for catching up with the rest of the travel group in the case of a round trip or cruise
If your return trip is delayed
If your return trip is delayed
Reimbursement of accommodation costs for the extended stay in the event of inability to travel and natural events
Reimbursement of accommodation costs for the extended stay in the event of inability to travel and natural events
Reimbursement of additional return travel costs and costs incurred as a result
Reimbursement of additional return travel costs and costs incurred as a result
Insured reasons
Insured reasons
Unexpected serious illness
Unexpected serious illness
Death, severe injury due to an accident
Death, severe injury due to an accident
Pregnancy and complications during the pregnancy
Pregnancy and complications during the pregnancy
Breakage of prostheses and loosening of implanted joints
Breakage of prostheses and loosening of implanted joints
Immunisation intolerance
Immunisation intolerance
Organ donation / Beneficiary of organ donation
Organ donation / Beneficiary of organ donation
Substantial damage (from € 2,500) to the insured person's property
Substantial damage (from € 2,500) to the insured person's property
Unexpected court summons
Unexpected court summons
Adoption of a minor
- Nichtversetzung
Adoption of a minor
Transport delay
Transport delay
Illness, death of a dog/cat registered to go on the trip
Illness, death of a dog/cat registered to go on the trip
Deductible for one-time insurance
Deductible for one-time insurance No deductible for all insured events with the exception of illnesses that are subject to out-patient treatment. In this case, the deductible amounts to 20% of the reimbursable claim, however at least € 25 per insured person.
Deductible for annual insurance
Deductible for annual insurance none
Reiseschutz 4- und 5-Sterne

Our tip for you – the annual travel cancellation insurance

We are also right for your if you travel a lot or for long periods. Already cheaper if you take more than one trip per year: € 55 (example pricing per year, including holiday guarantee, trips costing up to € 1,000)

Annual travel cancellation insurance

Important documents for download

For printing or saving: you can find all the important documents at a glance here.

  • Benefits
  • Overview of prices
  • General terms & conditions
  • Information sheet on insurance products (IPID)

Book directly – travel cancellation insurance

Conveniently choose from the following payment methods when booking: 

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  • Travel cancellation &...

Travel cancellation & curtailment insurance

€ 47

(example pricing per year, including curtailment insurance, trips costing € 1,000)

Calculate & book

Product suggestion for:  

Are you living in Switzerland?

If you are living in Switzerland we recommend visiting our Swiss website. There you are given valuable information and you can take out all travel insurances online.

For legal reasons you are not allowed to book travel insurances on our German website. We apologize for the inconvenience.

Switch to Swiss website

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