Name: Travel cancellation insurance
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Travel cancellation insurance

Insured benefits	Travel cancellation insurance
For non-commencement of the trip or non-use of the rental property
For non-commencement of the trip or non-use of the rental property
Reimbursement for the contractually required cancellation costs
Reimbursement for the contractually required cancellation costs
Reimbursement of a single room surcharge or reimbursement of the share of costs for a double room in the event of partial cancellation
Reimbursement of a single room surcharge or reimbursement of the share of costs for a double room in the event of partial cancellation
In the event of a delayed start to the journey
In the event of a delayed start to the journey
Reimbursement of additional costs to reach the destination
Reimbursement of additional costs to reach the destination
Reimbursement of unused travel services
Reimbursement of unused travel services
If the trip booking is changed
If the trip booking is changed
Reimbursement of the cost of changing bookings due to an insured reason
Reimbursement of the cost of changing bookings due to an insured reason
When changing the booking up to 42 days prior to departure, reimbursement of the cost up to max. € 30 per person, if no insured reason is specified
When changing the booking up to 42 days prior to departure, reimbursement of the cost up to max. € 30 per person, if no insured reason is specified
Insured reasons
Insured reasons
Unexpected serious illness
Unexpected serious illness
Death, severe injury due to an accident
Death, severe injury due to an accident
Pregnancy and complications during the pregnancy
Pregnancy and complications during the pregnancy
Breakage of prostheses and loosening of implanted joints
Breakage of prostheses and loosening of implanted joints
Immunisation intolerance
Immunisation intolerance
Organ donation / Beneficiary of organ donation
Organ donation / Beneficiary of organ donation
Substantial damage (from € 2,500) to the insured person's property
Substantial damage (from € 2,500) to the insured person's property
Unexpected court summons
Unexpected court summons
Adoption of a minor
Adoption of a minor
Notice of termination for operational reasons, short-time work, re-employment after period of unemployment, change of workplace
Notice of termination for operational reasons, short-time work, re-employment after period of unemployment, change of workplace
Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil
Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil
Unexpected start of an employment or training relationship subject to social security contributions of (at least 15 hours per week)
Unexpected start of an employment or training relationship subject to social security contributions of (at least 15 hours per week)
Transport delay
Transport delay
Illness, death of a dog/cat registered to go on the trip
Illness, death of a dog/cat registered to go on the trip
Deductible for one-time insurance
Deductible for one-time insurance	No deductible for all insured events with the exception of illnesses that are subject to out-patient treatment. In this case, the deductible amounts to 20% of the reimbursable claim, however at least € 25 per insured person.
Deductible for annual insurance
Deductible for annual insurance	none

Covid-19 travel protection: travel cancellation insurance

Insured benefits	Covid-19 travel protection: travel cancellation insurance
Additional benefits travel cancellation insurance (only valid in conjunction with the main product travel cancellation insurance)
Additional benefits travel cancellation insurance (only valid in conjunction with the main product travel cancellation insurance)
If the trip is not undertaken
If the trip is not undertaken
Reimbursement of the contractually required cancellation costs
Reimbursement of the contractually required cancellation costs
Reimbursement of single-room supplement or reimbursement of the proportionate costs for the double room in the event of partial cancellation
Reimbursement of single-room supplement or reimbursement of the proportionate costs for the double room in the event of partial cancellation
In the event of a delayed start to the journey
In the event of a delayed start to the journey
Reimbursement of the additional costs to reach the destination
Reimbursement of the additional costs to reach the destination
Reimbursement of unused travel services
Reimbursement of unused travel services
If the journeybooking is changed
If the journeybooking is changed
Reimbursement of rebooking fees
Reimbursement of rebooking fees
Insured events
Insured events
You or a person at risk are suspected of being infected or infected with the coronavirus (COVID-19). Then there is an insured event in the following cases:
You or a person at risk are suspected of being infected or infected with the coronavirus (COVID-19). Then there is an insured event in the following cases:
Self-isolation (quarantine) as a result of an official measure (e. g. an order) or an order by an authorized third party (e. g. medical practitioner) based on a legal provision (e. g. a regulation)
Self-isolation (quarantine) as a result of an official measure (e. g. an order) or an order by an authorized third party (e. g. medical practitioner) based on a legal provision (e. g. a regulation)
On the date of the return journey trip (end of trip), carriage is denied by authorized third parties (e. g. airport staff, landlord)
On the date of the return journey trip (end of trip), carriage is denied by authorized third parties (e. g. airport staff, landlord)
Deductible
Deductible	no deductible

Holiday guarantee (travel curtailment insurance)

Insured benefits	Holiday guarantee (travel curtailment insurance)
If you have to curtail the trip
If you have to curtail the trip
Reimbursement of the total trip price provided that the trip is cancelled within the first half of the travel time (at the latest within the first 8 days)
Reimbursement of the total trip price provided that the trip is cancelled within the first half of the travel time (at the latest within the first 8 days)
Reimbursement of unused travel services (limited to the agreed sums insured), if the trip is cancelled in the second half of the travel time (after the 9th day at the latest)
Reimbursement of unused travel services (limited to the agreed sums insured), if the trip is cancelled in the second half of the travel time (after the 9th day at the latest)
Reimbursement of the verifiable additional return travel costs and the directly resulting additional costs incurred
Reimbursement of the verifiable additional return travel costs and the directly resulting additional costs incurred
If you have to interrupt the trip
If you have to interrupt the trip
Reimbursement of unused travel services
Reimbursement of unused travel services
Reimbursement of costs incurred for catching up with the rest of the travel group in the case of a round trip or cruise
Reimbursement of costs incurred for catching up with the rest of the travel group in the case of a round trip or cruise
If your return trip is delayed
If your return trip is delayed
Reimbursement of accommodation costs for the extended stay in the event of inability to travel and natural events
Reimbursement of accommodation costs for the extended stay in the event of inability to travel and natural events
Reimbursement of additional return travel costs and costs incurred as a result
Reimbursement of additional return travel costs and costs incurred as a result
Insured reasons
Insured reasons
Unexpected serious illness
Unexpected serious illness
Death, severe injury due to an accident
Death, severe injury due to an accident
Pregnancy and complications during the pregnancy
Pregnancy and complications during the pregnancy
Breakage of prostheses and loosening of implanted joints
Breakage of prostheses and loosening of implanted joints
Immunisation intolerance
Immunisation intolerance
Organ donation / Beneficiary of organ donation
Organ donation / Beneficiary of organ donation
Substantial damage (from € 2,500) to the insured person's property
Substantial damage (from € 2,500) to the insured person's property
Unexpected court summons
Unexpected court summons
Adoption of a minor
Adoption of a minor
Transport delay
Transport delay
Illness, death of a dog/cat registered to go on the trip
Illness, death of a dog/cat registered to go on the trip
Deductible for one-time insurance
Deductible for one-time insurance	No deductible for all insured events with the exception of illnesses that are subject to out-patient treatment. In this case, the deductible amounts to 20% of the reimbursable claim, however at least € 25 per insured person.
Deductible for annual insurance
Deductible for annual insurance	none

Covid-19 travel protection: travel curtailment insurance

Insured benefits	Covid-19 travel protection: travel curtailment insurance
Additional benefits travel interruption insurance (only valid in conjunction with the main product travel cancellation insurance)
Additional benefits travel interruption insurance (only valid in conjunction with the main product travel cancellation insurance)
In case of trip interruption
In case of trip interruption
Reimbursement of the additional return travel costs verifiably incurred and the resulting costs incurred
Reimbursement of the additional return travel costs verifiably incurred and the resulting costs incurred
Reimbursement of the total travel price provided that the the trip is interrupted within the first half of the trip durations (max. within the first 8 days)
Reimbursement of the total travel price provided that the the trip is interrupted within the first half of the trip durations (max. within the first 8 days)
Reimbursement of unused travel services, provided that the trip is interrupted within the second half of the trip (after the 9th day at least)
Reimbursement of unused travel services, provided that the trip is interrupted within the second half of the trip (after the 9th day at least)
In case of delayed return journey
In case of delayed return journey
Reimbursement of the additional return travel costs verifiably incurred and the resulting additional costs incurred
Reimbursement of the additional return travel costs verifiably incurred and the resulting additional costs incurred
Reimbursement of the verifiable additional return travel costs and other additional costs directly caused by this
Reimbursement of the verifiable additional return travel costs and other additional costs directly caused by this
Reimbursement of the additional costs for accommodation up to the limit of the sum insured, but at least up to
Reimbursement of the additional costs for accommodation up to the limit of the sum insured, but at least up to	2.500 €
Insured events
Insured events
You or a person at risk are suspected of being infected or infected with the coronavirus (COVID-19). Then there is an insured event in the following cases:
You or a person at risk are suspected of being infected or infected with the coronavirus (COVID-19). Then there is an insured event in the following cases:
Domestic isolation (quarantine) as a result of an official action (e. g. an order) or an order by an authorized third party (e. g. medical practitioner) based on a legal provision (e. g. a regulation)
Domestic isolation (quarantine) as a result of an official action (e. g. an order) or an order by an authorized third party (e. g. medical practitioner) based on a legal provision (e. g. a regulation)
On the date of the return journey trip (end of trip), carriage is denied by authorized third parties (e. g. airport staff)
On the date of the return journey trip (end of trip), carriage is denied by authorized third parties (e. g. airport staff)
Deductible
Deductible	no deductible

	Travel cancellation & curtailment insurance
Product information	Download PDF

Travel cancellations insurance Highlights of the travel cancellation insurance We compensate you for contractually agreed cancellation or rebooking costs in the case of an insured event (no-show or unused rental property). No deductible, except for illnesses treated with outpatient care. You can change the booking for personal reasons up to 42 days before you go on your trip - we assume the rebooking costs up to € 30 per person.
Travel curtailment insurance Highlights of the holiday guarantee (travel curtailment insurance): You have to terminate your trip. No problem - we reimburse you for the costs of your return journey and on the first eight days of your trip also for the full costs of your missed holiday. From the ninth day, we pay a proportionate share of all missed holiday benefits. If you must cancel your trip for insured reasons, we reimburse you for the costs of catching up, e.g. in the case of a round trip. Did you break a leg during the trip and must curtail the trip? We pay for additional return journey costs. If another person travelling cancels, we pay for the costs of the partial cancellation, e.g. the single room supplement.
Covid-19 travel protection Highlights of the holiday guarantee (travel curtailment insurance): Travel Cancellation Insurance: The coronavirus travel cover supplements your travel cancellation insurance in the following cases: We will pay the costs if you have to self-isolate at home (quarantine) as the result of a regulatory measure (e.g. ruling) or a ruling by authorised third parties (e.g. doctor). We will pay the costs if you are refused transportation or admission to the insured rental property (e.g. by airport staff or by the landlord) on the day of outbound travel. Holiday guarantee (Travel interruption insurance): The coronavirus travel cover supplements your travel curtailment insurance in the following cases: We will pay the costs if you have to self-isolate at home (quarantine) as the result of a regulatory measure (e.g. ruling) or a ruling by authorised third parties (e.g. doctor). We will pay the costs if you are refused transportation (e.g. by airport staff) on the day of return travel.

Number of insured trips	single
Maximum duration of trip travel cancellation insurance	unlimited
Maximum duration of trip travel curtailment insurance	-
Area of application	worldwide
Type of travel	flights, train and bus journeys and for trips by car, special tariffs apply for sea voyages

Family tariff
Group tariff
Last minute tariff

Overview of prices	Download PDF
Sample pricing for travel cancellation insurance	€ 44 (up to the 65th birthday, trip costing € 1,000)
Sample pricing for travel cancellation and travel curtailment insurance	€ 49 (up to the 65th birthday, trip costing € 1,000)
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Travel cancellation and curtailment insurance

Travel cancellation insurance

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Our tip for you – the annual travel cancellation insurance

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Information sheet on insurance products

Benefits

Overview of prices

General terms & conditions

Information sheet on insurance products

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Travel cancellation & curtailment insurance