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    Find out about work visa appliance, housing, taxes and necessary health insurances. We’ve collected some important information to make arriving in a new country easier for you. 

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Insurance conditions - available for downloading

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  • Travel cancellation insurances
  • Travel health insurances
  • Travel insurances packages
  • Special insurances
  • Incoming insurances

We have itemised the most important insurance sections, so that you may quickly and effortlessly download the relevant information.

Travel cancellation insurances

  • Travel Cancellation Insurance & Holiday Guarantee (Travel Curtailment Insurance): VB-RS 2018 (T-RRV_UG-D)
  • Travel Cancellation Insurance: VB-RS 2018 (T-RRV-D)

Travel health insurances

  • Travel health insurance: VB-KV 2018 (T-KV-D)
  • Annual travel health insurance: VB-KV 2018 (JRV-D)
  • Young Travel Outgoing (Health Insurance): VB-KV 2013 (YT-Out)
  • Young Travel Outgoing (non-life-insurances): VB-RS 2013 (YT-Out)
  • Travel Health Insurance up to 365 days: VB-KV 2012 (RK 365)

Travel insurances packages

  • Travel Insurance "4-Sterne Komfort-Schutz & 5-Sterne Premium-Schutz" (for travelling by car, train or bus): VB-RKS 2018 (T-D
  • Travel Insurance "4-Sterne Komfort-Schutz & 5-Sterne Premium-Schutz": VB-RKS 2018 (T-5St-D)
  • Annual Travel Insurance Gold: VB-RKS 2018 (JRV-JG-D)
  • Annual Travel Insurance Platin: VB-RKS 2018 (JRV-JP-D)

Special insurances

  • Ticket Cancellation Insurance: VB-RS 2018 (T-KRV-D)
  • Motorail train and ferry insurance: VB-RS 2018 (T-AZV-D)
  • Rented motorvehicle insurance: VB-KV 2018 (T-MW-D)
  • Luggage insurance: VB-RS 2018 (T-RGV-D)
  • Emergency insurance: VB-RS 2018 (T-NFV-D)

Incoming insurances (Reisen nach Deutschland/Europa)

  • Young Travel Incoming (up to 1 year - Hansemerkur Reiseversicherung): VB-KV 2017 (YT-D)
  • Young Travel Incoming (1-5 years - Advigon Versicherung): VB-KV 2017 (YT-Advigon)
  • Travel Insurance for Foreign Guests (up to 1 year - Hansemerkur Reiseversicherung): VB-KV 2017 (AGL-D)
  • Travel Insurance for Foreign Guests (1 - 5 years - Advigon Reiseversicherung):VB-KV 2017 (AGL-D)
  • General Terms & Conditions (HanseMerkur additional package)

Are you living in Switzerland?

If you are living in Switzerland we recommend visiting our Swiss website. There you are given valuable information and you can take out all travel insurances online.

For legal reasons you are not allowed to book travel insurances on our German website. We apologize for the inconvenience.

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