Learning or working abroad: The travel insurance for pupils, students, doctoral candidates, scholarship holders and trainees. Combine your own personal travel cover. Choose a foreign health insurance - with or without travel liability insurance and travel accident insurance - for your long-term stay abroad.
Enjoy full cover during the entire period abroad and additionally for six weeks in your home country, if your contract is concluded for at least a year.
You will enjoy carefree travel as you will have no retained risk.
Daily premiums instead of monthly premiums.
Reimbursement of medically necessary rehabilitation.
| Tariff Basic |
Tip
| |
|---|---|---|
Travel health insurance | ||
Product information | Download PDF | |
Optional: Additional package | ||
Travel accident insurance | ||
Travel liability insurance | ||
Baggage insurance | - | |
Emergency insurance | ||
Product information | Download PDF | |
Maximum duration of trip | 5 years | |
Area of application | worldwide (with/without USA & Canada) | |
Overview of prices | Download PDF | |
Show price details | ||
Travel health insurance (excluding USA / Canada) per day | € 1.15 (up to 12 month) € 1.75 (more then 12 month)(Minimum rate: € 10.00) | € 1.55 € (up to 12 month) € 2.15 € (more then 12 month)(Minimum rate: € 15.00) |
Travel health insurance (including USA / Canada) per day | € 2.29 € (up to 12 month) € 2.99 € (more then 12 month)(Minimum rate: € 20.00) | € 2.79 € (up to 12 month) € 3.59 € (more then 12 month)(Minimum rate: € 30.00 ) |
Additional package per day | € 0.23 (Minimum rate: € 5.00) | € 0.55 (Minimum rate: € 10.00) |
| Calculate & book | ||
| Benefits | Tariff Basic | Tariff Premium | |
|---|---|---|---|
| Outpatient medical treatment | |||
| Outpatient medical treatment | |||
| Costs of outpatient treatment | |||
| Costs of outpatient treatment | 100 % | 100 % | |
| Ambulance transport | |||
| Ambulance transport | - | 100 % | |
| Rehabilitation measures | |||
| Rehabilitation measures | - | 100 % | |
| Screening for early detection of cancer | |||
| Screening for early detection of cancer | - | € 200 | |
| Psychoanalytical or psychotherapeutic treatment | |||
| Psychoanalytical or psychotherapeutic treatment | - | € 2,000 | |
| Inpatient treatment | |||
| Inpatient treatment | |||
| Costs of inpatient treatment | |||
| Costs of inpatient treatment | 100 % | 100 % | |
| Patient transport | |||
| Patient transport | 100 % | 100 % | |
| Accompaniment for hospitalised children up to 18 years of age | |||
| Accompaniment for hospitalised children up to 18 years of age | - | 100 % | |
| Patient visits and up to 10 overnight stays in a hotel | |||
| Patient visits and up to 10 overnight stays in a hotel | - | € 2,500 | |
| Hotel accommodation for fellow insured travellers for a maximum of 10 days | |||
| Hotel accommodation for fellow insured travellers for a maximum of 10 days | - | € 1,000 | |
| Rehabilitation measures | |||
| Rehabilitation measures | - | 100 % | |
| Alternatively, daily allowance up to 14 days per day | |||
| Alternatively, daily allowance up to 14 days per day | € 50 | € 75 | |
| Dental treatment | |||
| Dental treatment | |||
| Pain-relieving conservative dental treatment | |||
| Pain-relieving conservative dental treatment | 100 % | 100 % | |
| Simple dental fillings | |||
| Simple dental fillings | 100 % | 100 % | |
| Repairs to existing dentures | |||
| Repairs to existing dentures | 100 % | 100 % | |
| Dentures due to an accident | |||
| Dentures due to an accident | € 500 | € 2,000 | |
| Dental prosthesis with 80% of the reimbursable amount charged | |||
| Dental prosthesis with 80% of the reimbursable amount charged | - | 80 % | |
| – in the first two insured years, in total for both years | |||
| – in the first two insured years, in total for both years | - | € 1,000 | |
| – in the following insured years, each year | |||
| – in the following insured years, each year | - | € 1,500 | |
| Medicines, dressings, remedies or aids | |||
| Medicines, dressings, remedies or aids | |||
| Medicines and dressings | |||
| Medicines and dressings | 100 % | 100 % | |
| Remedies | |||
| Remedies | |||
| – Radiation, light and other physical treatments | |||
| – Radiation, light and other physical treatments | 100 % | 100 % | |
| – Massages, medicinal packs, inhalations, physiotherapy | |||
| – Massages, medicinal packs, inhalations, physiotherapy | - | 100 % | |
| Aids | |||
| Aids | |||
| – Accident-related aids | |||
| – Accident-related aids | 100 % | 100 % | |
| – Repairs of existing aids per insured year | |||
| – Repairs of existing aids per insured year | € 250 | € 500 | |
| – Initial purchase of aids | |||
| – Initial purchase of aids | - | 100 % | |
| Visual aids | |||
| Visual aids | - | € 200 | |
| Pregnancy | |||
| Pregnancy | |||
| Examinations; treatment in case of complications, premature birth, miscarriage | |||
| Examinations; treatment in case of complications, premature birth, miscarriage | 100 % | 100 % | |
| Preventive examinations and delivery | |||
| Preventive examinations and delivery | € 250 | 100 % | |
| Medical treatment costs for premature new-borns | |||
| Medical treatment costs for premature new-borns | 100 % | 100 % | |
| Return transport, repatriation, funeral | |||
| Return transport, repatriation, funeral | |||
| Return transport of sick person including transport costs of an accompaniment | |||
| Return transport of sick person including transport costs of an accompaniment | 100 % | 100 % | |
| Repatriation or burial abroad up to the amount of the repatriation costs | |||
| Repatriation or burial abroad up to the amount of the repatriation costs | 100 % | 100 % | |
| Rescue costs | |||
| Rescue costs | |||
| Search, rescue and recovery costs | |||
| Search, rescue and recovery costs | - | € 5,000 | |
| Childcare | |||
| Childcare | |||
| Costs for the care of minors and additional costs for their return journey or costs of their accommodation within the hospital | |||
| Costs for the care of minors and additional costs for their return journey or costs of their accommodation within the hospital | - | 100 % | |
| Additional services | |||
| Additional services | |||
| Telephone costs when contacting the emergency service | |||
| Telephone costs when contacting the emergency service | - | 100 % | |
| Dispatch of medicines (postage) | |||
| Dispatch of medicines (postage) | - | 100 % | |
| Information about doctors and hospitals at the destination | |||
| Information about doctors and hospitals at the destination | 100 % | 100 % | |
| Transmittal of information between doctors | |||
| Transmittal of information between doctors | 100 % | 100 % | |
| Luggage retrieval | |||
| Luggage retrieval | - | 100 % | |
| Psychological assistance | |||
| Psychological assistance | - | 100 % | |
| Medical interpreter service | |||
| Medical interpreter service | - | 100 % | |
| Reimbursement of expenses | |||
| Reimbursement of expenses | |||
| Once in the event of outpatient treatment, irrespective of the number of treatments | |||
| Once in the event of outpatient treatment, irrespective of the number of treatments | € 25 | € 25 | |
| In the event of in-patient treatment, up to 14 days and per day | |||
| In the event of in-patient treatment, up to 14 days and per day | € 50 | € 50 | |
| Deductible | |||
| Deductible | - | - | |
| Benefits | Tariff Basic | Tariff Premium |
|---|---|---|
| Sum insured per insured event | ||
| Sum insured per insured event | - | € 2,000 |
| Limits of compensation (For the items listed below, compensation is limited to the following amounts per insured event): | ||
| Limits of compensation (For the items listed below, compensation is limited to the following amounts per insured event): | ||
| Valuables | ||
| Valuables | - | € 1,000 |
| Spectacles, contact lenses, hearing aids, musical instruments, each with accessories - per item | ||
| Spectacles, contact lenses, hearing aids, musical instruments, each with accessories - per item | - | € 250 |
| Golf and diving equipment, bicycles, electric bicycles and e-scooters, each with accessories | ||
| Golf and diving equipment, bicycles, electric bicycles and e-scooters, each with accessories | - | € 1,000 |
| Surfboards and sail surfing equipment, each with accessories | ||
| Surfboards and sail surfing equipment, each with accessories | - | € 1,000 |
| Mobile phones, smartphones and tablet PCs, each with accessories | ||
| Mobile phones, smartphones and tablet PCs, each with accessories | - | € 500 |
| Other EDP devices and electronic entertainment devices, each with accessories | ||
| Other EDP devices and electronic entertainment devices, each with accessories | - | € 1,000 |
| If the delivery period is exceeded, reimbursement of the proven expenses for necessary replacement purchases up to | ||
| If the delivery period is exceeded, reimbursement of the proven expenses for necessary replacement purchases up to | - | € 500 |
| Deductible per insured event | ||
| Deductible per insured event | - | € 50 |
| Insured events | ||
| Insured events | ||
| Damage to luggage given into custody | ||
| Damage to luggage given into custody | - | |
| Delay in delivery of luggage | ||
| Delay in delivery of luggage | - | |
| Criminal acts of third parties, traffic accidents or natural hazards | ||
| Criminal acts of third parties, traffic accidents or natural hazards | - | |
| Benefits | Tariff Basic | Tariff Premium |
|---|---|---|
| Insured benefits | ||
| Insured benefits | ||
| In the event of disability (progression in the event of more than 25 % disability: 350 %) | ||
| In the event of disability (progression in the event of more than 25 % disability: 350 %) | € 20,000 | € 60,000 |
| In the event of death | ||
| In the event of death | € 10,000 | € 20,000 |
| In the event of death for children up to 18 years of age | ||
| In the event of death for children up to 18 years of age | € 5,000 | € 10,000 |
| Costs of rescue | ||
| Costs of rescue | € 5,000 | € 10,000 |
| Costs of cosmetic operations | ||
| Costs of cosmetic operations | € 5,000 | € 10,000 |
| Insured events | ||
| Insured events | ||
| Damage to health due to an accident | ||
| Damage to health due to an accident | ||
| Strains, torn ligaments | ||
| Strains, torn ligaments | ||
| Deductible | ||
| Deductible | - | - |
| Benefits | Tariff Basic | Tariff Premium |
|---|---|---|
| Insured events | ||
| Insured events | ||
| Liability risks of everyday life | ||
| Liability risks of everyday life | € 1 Mio. | € 2.5 Mio. |
| Liability claims due to damage to rented property (deductible: 20 % to be deducted from the determined amount of the claim, at least € 50) | ||
| Liability claims due to damage to rented property (deductible: 20 % to be deducted from the determined amount of the claim, at least € 50) | € 10,000 | € 25,000 |
| Damage in the household of the host family (deductible: 10 % to be deducted from the determined amount of the claim, at least € 200) | ||
| Damage in the household of the host family (deductible: 10 % to be deducted from the determined amount of the claim, at least € 200) | € 10,000 | € 25,000 |
| Damage arising from the activity as an au pair (deductible: 20 % to be deducted from the determined amount of the claim, at least € 50) | ||
| Damage arising from the activity as an au pair (deductible: 20 % to be deducted from the determined amount of the claim, at least € 50) | € 1 Mio. | € 2.5 Mio. |
| Loss of keys | ||
| Loss of keys | - | € 250 |
| Financial damage | ||
| Financial damage | - | € 10,000 |
| Professional liability (deductible: 10 % to be deducted from the determined amount of the claim, at least € 200) | ||
| Professional liability (deductible: 10 % to be deducted from the determined amount of the claim, at least € 200) | - | € 25,000 |
| Bad debt insurance (deductible: 10 %to be deducted from the determined amount of the claim, at least € 200) | ||
| Bad debt insurance (deductible: 10 %to be deducted from the determined amount of the claim, at least € 200) | - | € 10,000 |
| Benefits | Tariff Basic | Tariff Premium |
|---|---|---|
| Insured benefits | ||
| Insured benefits | ||
| Costs of returning to the home country due to illness of family members | ||
| Costs of returning to the home country due to illness of family members | - | € 1,000 |
| In the event of trip interruption or delayed return (loan for additional costs) | ||
| In the event of trip interruption or delayed return (loan for additional costs) | ||
| Illness, accident, death | ||
| Illness, accident, death | 100 % | 100 % |
| Kidnapping | ||
| Kidnapping | € 10,000 | € 15,000 |
| Travel call | ||
| Travel call | 100 % | 100 % |
| In the event of criminal prosecution | ||
| In the event of criminal prosecution | ||
| Assistance in the event of imprisonment or the threat of imprisonment (loan) | ||
| Assistance in the event of imprisonment or the threat of imprisonment (loan) | € 1,000 | € 2,500 |
| Loan for criminal bail | ||
| Loan for criminal bail | € 10,000 | € 15,000 |
| Loss of means of payment and documents | ||
| Loss of means of payment and documents | ||
| Loss of travel funds (loan) | ||
| Loss of travel funds (loan) | - | € 500 |
| Assistance in the event of loss of credit cards and EC or Maestro cards | ||
| Assistance in the event of loss of credit cards and EC or Maestro cards | 100 % | 100 % |
| Loss of travel documents | ||
| Loss of travel documents | 100 % | 100 % |
| Assistance with rebooking or delays | ||
| Assistance with rebooking or delays | 100 % | 100 % |
| Deductible | ||
| Deductible | - | - |
