Travel insurance for pupils, students and trainees – individually combinable
Your benefits
Learning or working abroad: The travel insurance for pupils, students, doctoral candidates, scholarship holders and trainees. Combine your own personal travel cover. Choose a foreign health insurance - with or without travel liability insurance and travel accident insurance - for your long-term stay abroad.
- Enjoy full cover during the entire period abroad and additionally for six weeks in your home country, if your contract is concluded for at least a year.
- You will enjoy carefree travel as you will have no retained risk.
- Daily premiums instead of monthly premiums.
- Reimbursement of medically necessary rehabilitation.
Tariff comparison
| Tariff BASIS / Tariff KOMPAKT |
Tip
Tariff KOMFORT |
|
|---|---|---|
| Product information | Download PDF | Download PDF |
| Travel health insurance (BASIS / PREMIUM) | ||
| Optional: Additional package (KOMPAKT / KOMFORT) | ||
| Travel accident insurance | ||
| Travel liability insurance | ||
| Baggage insurance | - | |
| Emergency insurance | ||
| Maximum duration of trip | 5 years | 5 years |
| Area of application | worldwide (with/without USA & Canada) | worldwide (with/without USA & Canada) |
| Overview of prices | Download PDF | Download PDF |
| Example pricing for travel health insurance (maximum duration up to 12 months) |
€ 1.05 (per day / without the USA & Canada) |
€ 1.39 (per day / without the USA & Canada) |
| Example pricing for additional package |
€ 0.24 (per day) |
€ 0.59 (per day) |
At a glance – key insurance benefits
Travel health insurance
| Benefits | BASIS Tariff | PREMIUM Tariff |
|---|---|---|
| out-patient medical treatment | ||
| out-patient medical treatment | ||
| pain management dental treatment per insurance year | ||
| pain management dental treatment per insurance year up to | € 250 | |
| medication and dressings | ||
| medication and dressings | ||
| radiation treatment, light therapy and other forms of physical treatment | ||
| radiation treatment, light therapy and other forms of physical treatment | ||
| medically prescribed massages, medical packs, inhalation treatment and medical exercises | ||
| medically prescribed massages, medical packs, inhalation treatment and medical exercises | - | |
| prescribed aids | ||
| prescribed aids | ||
| x-ray diagnosis | ||
| x-ray diagnosis | ||
| operations | ||
| operations | ||
| in-patient costs of medical treatment | ||
| in-patient costs of medical treatment | ||
| precautionary medical check-ups per insurance year (after a waiting period of 6 months) up to | ||
| precautionary medical check-ups per insurance year (after a waiting period of 6 months) up to | - | € 200 |
| out-patient psychoanalytical treatment (up to 5 sessions per insurance year) up to | ||
| out-patient psychoanalytical treatment (up to 5 sessions per insurance year) up to | - | € 1,000 |
| dental prosthesis at 50 % (after a waiting period of 6 months) | ||
| dental prosthesis at 50 % (after a waiting period of 6 months) up to | - | € 2,000 |
| accident-related dental prosthesis per insurance year up to | ||
| accident-related dental prosthesis per insurance year up to | € 500 | € 2,000 |
| pregnancy examinations and childbirth: Pregnancy examinations per insurance year | ||
| pregnancy examinations and childbirth: Pregnancy examinations per insurance year | up to € 250 | 100 % |
| childbirth after a waiting period of 8 months | ||
| childbirth after a waiting period of 8 months | 100 % | 100 % |
| insurance benefits for premature birth up to | ||
| insurance benefits for premature birth | ||
| transport by ambulance for in-patient treatment | ||
| transport by ambulance for in-patient treatment | ||
| medically necessary and prescribed patient-return transportation | ||
| medically necessary and prescribed patient-return transportation | ||
| costs for the transportation of a companion in the event of patient-return transportation | ||
| costs for the transportation of a companion in the event of patient-return transportation | ||
| repatriation costs | ||
| repatriation costs | up to € 10,000 | |
| funeral expenses abroad | ||
| funeral expenses abroad | up to € 10,000 | |
| medical costs until your transportation to your home country is possible | ||
| medical costs until your transportation to your home country is possible | ||
| forwarding of pharmaceutical products | ||
| forwarding of pharmaceutical products | - | |
| hospital visit (stays in hospital abroad lasting more than 14 days) | ||
| hospital visit (stays in hospital abroad lasting more than 14 days) up to | - | € 1,000 |
| information on local doctors | ||
| information on local doctors | ||
| information transfer from doctor to doctor | ||
| information transfer from doctor to doctor | ||
| telephone costs for establishing contact with the emergency-call centre | ||
| telephone costs for establishing contact with the emergency-call centre up to | - | € 25 |
| payment of expenses: for in-patient treatment, max. of 14 days a day for out-patient treatment, one- |
||
| payment of expenses: for in-patient treatment, max. of 14 days a day for out-patient treatment, one- |
€ 25 € 15 |
€ 75 € 25 |
| Retained risk | ||
| Retained risk | none | none |
Travel accident insurance
| Benefits | Tariff KOMPAKT | Tariff KOMFORT |
|---|---|---|
| insurance sum in cases of invalidity (with progressive grading, 350 %) up to | ||
| insurance sum in cases of invalidity (with progressive grading, 350 %) up to | € 20,000 | € 40,000 |
| insurance sum in the event of death (in cases of children up to the age of 18) |
||
| insurance sum in the event of death (in cases of children up to the age of 18 |
€ 10,000 (€ 5,000) |
€ 20,000 (€10,000) |
| insurance sum for rescue costs up to | ||
| insurance sum for rescue costs up to | - | € 5,000 |
| insurance sum for cosmetic surgery | ||
| insurance sum for cosmetic surgery | - | 5.000 € |
| Retained risk | ||
| Retained risk | none | none |
Travel liability insurance
| Benefits | Tariff KOMPAKT | Tariff KOMFORT |
|---|---|---|
| personal injury and material damage up to | ||
| personal injury and material damage up to | € 1 million | € 2.5 million |
| damage to hired or rented property up to | ||
| damage to hired or rented property up to | € 10,000 | € 25,000 |
| loss of keys | ||
| loss of keys | - | bis 250 € |
| damages in the host family’s household | ||
| damages in the host family’s household | € 2,500 | € 2,500 |
| Retained risk | ||
| Retained risk | none (except for lease damage) | none (except for lease damage and key loss) |
Luggage insurance (tariff Komfort only)
| Benefits | Tariff KOMPAKT | Tariff KOMFORT |
|---|---|---|
| maximum insurance cover (compensation limits for items shown below): | ||
| maximum insurance cover (compensation limits for items shown below): | - | up to € 2,000 |
| Furs, jewellery, items made of precious metals, photography and filming equipment up to | ||
| Furs, jewellery, items made of precious metals, photography and filming equipment up to/td> | - | € 1,000 |
| IT equipment as well as electronic communication and entertainment equipment with accessories up to | ||
| IT equipment as well as electronic communication and entertainment equipment with accessories up to | - | € 250 |
| golf and diving equipment, bicycles, each with accessories up to | ||
| golf and diving equipment, bicycles, each with accessories up to | - | € 500 |
| Musical instruments with accessories (to the extent that they are carried for private reasons) up to | ||
| Musical instruments with accessories (to the extent that they are carried for private reasons) up to | - | € 250 |
| glasses, contact lenses, hearing aids up to | ||
| glasses, contact lenses, hearing aids up to | - | € 250 |
| replacement purchases if the delivery deadlines are exceeded up to | ||
| replacement purchases if the delivery deadlines are exceeded up to | - | 500 € |
| Selbstbeteiligung | ||
| Retained risk | - | none |
Emergency insurance
| Benefits | Tariff KOMPAKT | Tariff KOMFORT |
|---|---|---|
| In the event of illness/accident | ||
| In the event of illness/accident | ||
| declaration of acceptance (loan) of hospital costs | ||
| declaration of acceptance (loan) of hospital costs | € 10,000 | € 15,000 |
| transportation by ambulance up to | ||
| transportation by ambulance up to | € 1,000 | € 2,500 |
| return transport of luggage | ||
| return transport of luggage | - | |
| costs of the return journey to the home country in the event of the illness of family relatives | ||
| costs of the return journey to the home country in the event of the illness of family relatives | - | up to € 1,000 |
| In cases of travel discontinuation or delayed return journey(loan covering additional costs) | ||
| In cases of travel discontinuation or delayed return journey(loan covering additional costs) | ||
| illness, accident or death | ||
| illness, accident or death | - | |
| kidnapping | ||
| kidnapping | € 10,000 | € 15,000 |
| travel message | ||
| travel message | ||
| In cases of criminal prosecution | ||
| In cases of criminal prosecution | ||
| help in the event of imprisonment and threatening imprisonment (loan) up to | ||
| help in the event of imprisonment and threatening imprisonment (loan) up to | € 1,000 | € 2,500 |
| loan for bail up to | ||
| loan for bail up to | 10.000 € | 15.000 € |
| In cases of loss of means of payment and documents | ||
| In cases of loss of means of payment and documents | ||
| loss of travellers' means of payment (loan) up to | ||
| loss of travellers' means of payment (loan) up to | € 1,000 | € 2,500 |
| help in vases of loss of credit cards and EC or Maestro cards | ||
| help in vases of loss of credit cards and EC or Maestro cards | ||
| loss of travel documents | ||
| loss of travel documents | ||
| Help in the event of rebookings/delays | ||
| Help in the event of rebookings/delays | ||
| Retained risk | ||
| Retained risk | none | none |
