Optimal cover – with the excellent foreign travel health insurance
Your benefits
When you fall ill abroad, the foreign travel health insurance offers you optimal travel cover. We pay the costs of medical care and a medically advisable repatriation if you fall ill abroad or need medical care. The private foreign travel health insurance for you!
The foreign travel health insurance is only eligible for persons who have a permanent residence in the Federal Republic of Germany.
- Assumption of all the costs of medically necessary care abroad.
- We compensate you for transport and accommodation costs, including for co-insured companions, e.g. if you are travelling abroad with children and these must be treated as inpatients, or if sick family members must be repatriated.
- Our multilingual emergency service is available for you 24 hours a day.
Tariff overview
| Travel health insurance | ||
|---|---|---|
| Product information | Download PDF | |
| Number of insured trips | 1 trip | |
| Maximum duration of trip | 365 days | |
| Area of application | wordwide (with / without USA & Canada) | |
| Retained risk | - | |
| Group tariff | ||
| Family tariff | ||
| Overview of prices | Download PDF | |
| Example pricing |
€ 15 (trip lasting 10 days, up to the 65th birthday, without the USA/ Canada) |
|
At a glance – key insurance benefits
Travel health insurance
| Benefits | Travel health insurance |
|---|---|
| Assistance and reimbursement of costs for | |
| Assistance and reimbursement of costs for | |
| out-patient treatment provided by a doctor | |
| out-patient treatment provided by a doctor | |
| in-patient medical treatment in a hospital | |
| in-patient medical treatment in a hospital | |
| pain-relieving dental treatment, simple fillings and repairs of existing dental prostheses | |
| pain-relieving dental treatment, simple fillings and repairs of existing dental prostheses | |
| drugs and surgical dressings prescribed by a doctor and aids | |
| drugs and surgical dressings prescribed by a doctor and aids | |
| medically prescribed massages, medicinal compresses, inhalations and physiotherapy | |
| medically prescribed massages, medicinal compresses, inhalations and physiotherapy | |
| complications of pregnancy, premature delivery | |
| complications of pregnancy, premature delivery | |
| pregnancy examinations and deliveries, if the pregnancy arose during the trip | |
| pregnancy examinations and deliveries, if the pregnancy arose during the trip | |
| necessary medical care costs of the newborn child in the case of premature births abroad | |
| necessary medical care costs of the newborn child in the case of premature births abroad | |
| transport to the nearest doctor/hospital and return to the accommodation | |
| transport to the nearest doctor/hospital and return to the accommodation | |
| medically reasonable and appropriate return transportation | |
| medically reasonable and appropriate return transportation | |
| repatriation of mortal remains and burial abroad | |
| repatriation of mortal remains and burial abroad | |
| accompanying person in hospital and during travel for children up to the age of 18 | |
| accompanying person in hospital and during travel for children up to the age of 18 | |
| Organisation/assumption of costs for | |
| Organisation/assumption of costs for | |
| information on local doctors | |
| information on local doctors | |
| exchange of information between doctors | |
| exchange of information between doctors | |
| dispatch of medications | |
| dispatch of medications | |
| retrieval of luggage | |
| retrieval of luggage | |
| a visitor to the insured person during a stay in hospital, if the stay lasts longer than five days | |
| a visitor to the insured person during a stay in hospital, if the stay lasts longer than five days | |
| additional overnight stay costs if the booked stay is interrupted or extended due to hospitalisation | |
| additional overnight stay costs if the booked stay is interrupted or extended due to hospitalisation | up to € 2,500 € |
| care for the underage children of the insured person, if the accompanying adults, for example, became seriously ill | |
| care for the underage children of the insured person, if the accompanying adults, for example, became seriously ill | |
| If claims for all costs of medical treatment incurred abroad are submitted to another service provider or insurance company that is also involved in the reimbursement of the costs before a claim is submitted to HanseMerkur, HanseMerkur will pay above and beyond the reimbursed costs: | |
| If claims for all costs of medical treatment incurred abroad are submitted to another service provider or insurance company that is also involved in the reimbursement of the costs before a claim is submitted to HanseMerkur, HanseMerkur will pay above and beyond the reimbursed costs: | |
| a daily hospital allowance for a maximum of 14 days for in-patient treatment | |
| a daily hospital allowance for a maximum of 14 days for in-patient treatment | € 50 |
| a lump sum for out-patient treatment | |
| a lump sum for out-patient treatment | € 25 |
| If it is not possible for the insured person to travel home because he/she is unfit to be transported, HanseMerkur will pay benefits after the insurance coverage has officially ended until such time as the insured person is fit to be transported | |
| If it is not possible for the insured person to travel home because he/she is unfit to be transported, HanseMerkur will pay benefits after the insurance coverage has officially ended until such time as the insured person is fit to be transported | |
