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  • Travel health insurance

Optimal cover – with the excellent foreign travel health insurance

Eine Frau und ein Mann sind in einer Stadt. Er nimmt sie Huckepack und sie gibt ihm einen Kuss auf die Wange.

Foreign travel health insurance

  • Return transportation included
  • No deductible
  • Treatment as a private patient
€
15

(sample pricing, per trip, duration 10 days, without USA/Canada, up to 65th birthday)

Calculate & book
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Your benefits

When you fall ill abroad, the foreign travel health insurance offers you optimal travel cover. We pay the costs of medical care and a medically advisable repatriation if you fall ill abroad or need medical care. The private foreign travel health insurance for you!

The foreign travel health insurance is only eligible for persons who have a permanent residence in the Federal Republic of Germany.

Assumption of all the costs of medically necessary care abroad.

Our multilingual emergency service is available for you 24 hours a day.

We compensate you for transport and accommodation costs, including for co-insured companions, e.g. if you are travelling abroad with children and these must be treated as inpatients, or if sick family members must be repatriated.

Tariff overview

Travel health insurance
Product information
Download PDF
Number of insured trips
1 trip
Maximum duration of trip
365 days
Area of application
Worldwide(with/without USA/Canada)
Retained risk
-
Group tariff
Family tariff
Overview of prices
Download PDF

Sample pricing

€ 15

(trip lasting 10 days, without the USA/Canada, up to the 65th birthday)
Calculate & book

At a glance – key insurance benefits

Travel health insurance
BenefitsTravel health insurance
Assistance and reimbursement of costs for
Assistance and reimbursement of costs for
out-patient treatment provided by a doctor
out-patient treatment provided by a doctor
in-patient medical treatment in a hospital
in-patient medical treatment in a hospital
pain-relieving dental treatment, simple fillings and repairs of existing dental prostheses
pain-relieving dental treatment, simple fillings and repairs of existing dental prostheses
drugs and surgical dressings prescribed by a doctor and aids
drugs and surgical dressings prescribed by a doctor and aids
medically prescribed massages, medicinal compresses, inhalations and physiotherapy
medically prescribed massages, medicinal compresses, inhalations and physiotherapy
complications of pregnancy, premature delivery
complications of pregnancy, premature delivery
pregnancy examinations and deliveries, if the pregnancy arose during the trip
pregnancy examinations and deliveries, if the pregnancy arose during the trip
necessary medical care costs of the newborn child in the case of premature births abroad
necessary medical care costs of the newborn child in the case of premature births abroad
Newborn infants of insured persons shall be included in the health insurance policy after birth, on the same plan as their parents. This is subject to the following conditions:
  • the insurance contract was concluded at least 3 months earlier without interruption; and
  • the newborn is insured with us within 2 months of the day of birth with retrospective effect; and
  • no other insurance cover exists for the newborn.
Newborn infants of insured persons shall be included in the health insurance policy after birth, on the same plan as their parents. This is subject to the following conditions:
  • the insurance contract was concluded at least 3 months earlier without interruption; and
  • the newborn is insured with us within 2 months of the day of birth with retrospective effect; and
  • no other insurance cover exists for the newborn.
transport to the nearest doctor/hospital and return to the accommodation
transport to the nearest doctor/hospital and return to the accommodation
medically reasonable and appropriate return transportation
medically reasonable and appropriate return transportation
repatriation of mortal remains and burial abroad
repatriation of mortal remains and burial abroad
accompanying person in hospital and during travel for children up to the age of 18
accompanying person in hospital and during travel for children up to the age of 18
Organisation/assumption of costs for
Organisation/assumption of costs for
information on local doctors
information on local doctors
exchange of information between doctors
exchange of information between doctors

psychological support via our emergency call service

psychological support via our emergency call service
medical interpretation service
medical interpretation service
dispatch of medications
dispatch of medications
retrieval of luggage
retrieval of luggage
a visitor to the insured person during a stay in hospital, if the stay lasts longer than five days
a visitor to the insured person during a stay in hospital, if the stay lasts longer than five days
additional overnight stay costs if the booked stay is interrupted or extended due to hospitalisation
additional overnight stay costs if the booked stay is interrupted or extended due to hospitalisationup to € 2,500 €
care for the underage children of the insured person, if the accompanying adults, for example, became seriously ill
care for the underage children of the insured person, if the accompanying adults, for example, became seriously ill
If claims for all costs of medical treatment incurred abroad are submitted to another service provider or insurance company that is also involved in the reimbursement of the costs before a claim is submitted to HanseMerkur, HanseMerkur will pay above and beyond the reimbursed costs:
If claims for all costs of medical treatment incurred abroad are submitted to another service provider or insurance company that is also involved in the reimbursement of the costs before a claim is submitted to HanseMerkur, HanseMerkur will pay above and beyond the reimbursed costs:
a daily hospital allowance for a maximum of 14 days for in-patient treatment
a daily hospital allowance for a maximum of 14 days for in-patient treatment€ 50
a lump sum for out-patient treatment
a lump sum for out-patient treatment€ 25
If it is not possible for the insured person to travel home because he/she is unfit to be transported, HanseMerkur will pay benefits after the insurance coverage has officially ended until such time as the insured person is fit to be transported
If it is not possible for the insured person to travel home because he/she is unfit to be transported, HanseMerkur will pay benefits after the insurance coverage has officially ended until such time as the insured person is fit to be transported

Our tip for you – the annual foreign health insurance

We are also right for your if you travel a lot or for long periods. Already cheaper if you take more than one trip per year: only € 17 per year.

Annual travel health insurance

Our tip: all the important answers about your travel insurance and Covid-19 can be found in our frequently asked questions about Covid-19.

Coronavirus-FAQ Travel insurance

Did you already know? Facts about health insurance abroad

Treatment costs

Treatment costs

The best weeks of the year are approaching? Then let's go! But are you sufficiently protected at your vacation destination? What happens if an illness or an accident spoils your travel pleasure and turns it into "expensive fun"? This much is certain: The statutory health insurance does not protect you and your loved ones sufficiently. Expensive treatments or a return transport to the home country, for example, are not covered.

As a result, you are left with medical bills that can run into thousands of euros in some countries. With travel health insurance, you're on the safe side - it covers all costs incurred for medical treatment abroad.

Benefits

Benefits

Travel health insurance offers optimal coverage for your trip. Find out about our excellent benefits in travel health insurance abroad on our website. Whether you are traveling for a few days or several weeks, alone or with your family - we offer you the right protection.

You can compare our different tariffs using the handy overview and choose the travel insurance that best suits your needs. Calculate your individual insurance premium conveniently online. Our booking assistant will help you conclude and compare your insurance cover.

Important documents for download

For printing or saving: you can find all the important documents at a glance here.

  • Benefits
  • Overview of prices
  • General terms & conditions
  • Information sheet on insurance products (IPID)

Book directly – travel cancellation insurance

Conveniently choose from the following payment methods when booking: 

Zahlungsmethoden
  • Travel health insurance

Travel health insurance

€
15

(sample pricing, per trip, duration 10 days, without the USA/Canada, up to the 65th birthday)

Calculate & book

Product suggestion for:  

Are you living in Switzerland?

If you are living in Switzerland we recommend visiting our Swiss website. There you are given valuable information and you can take out all travel insurances online.

For legal reasons you are not allowed to book travel insurances on our German website. We apologize for the inconvenience.

Switch to Swiss website

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