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  • Annual travel health insurance

Annual travel health insurance – for any number of trips within one year

Zwei Touristen schauen sich gemeinsam Postkarten an.
FT_JRV_Einzel_0621_skaliert

Annual travel health insurance

  • Return transportation included
  • No deductible
  • For all trips up to a travel duration of 56 days each
€
18

(sample pricing, per year, up to 65th birthday)

Calculate & book
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Your benefits

Sick on holiday? As part of foreign health insurance, we pay for the costs of medical care abroad and for a medically advisable and reasonable repatriation - for any number of trips within one year.

The foreign travel health insurcance is only eligible for persons who have a permanent residence in the Federal Republic of Germany.

There for you around the clock: You can reach our emergency service 24 hours a day.

We pay the hotel costs for a co-insured companion, if the insured party cannot travel due to inpatient treatment.

We compensate you for transport and accommodation costs, including for co-insured companions, e.g. if you are travelling abroad with children and these must be treated as inpatients, or if sick family members must be repatriated.

Tariff overview

Annual travel health insurance
Product information
Download PDF
Number of insured trips
for any number of trips within one year
Maximum duration of trip
56 days per trip
Area of application
globally
Retained risk
-
Family tariff
Overview of prices
Download PDF

Sample pricing

€ 18

(per year, up to 65th birthday)
Calculate & book

At a glance – key insurance benefits

Travel health insurance
BenefitsTravel health insurance
Assistance and reimbursement of costs for
Assistance and reimbursement of costs for
out-patient treatment provided by a doctor
out-patient treatment provided by a doctor
in-patient medical treatment in a hospital
in-patient medical treatment in a hospital
pain-relieving dental treatment, simple fillings and repairs of existing dental prostheses
pain-relieving dental treatment, simple fillings and repairs of existing dental prostheses
drugs and surgical dressings prescribed by a doctor and aids
drugs and surgical dressings prescribed by a doctor and aids
medically prescribed massages, medicinal compresses, inhalations and physiotherapy
medically prescribed massages, medicinal compresses, inhalations and physiotherapy
complications of pregnancy, premature delivery
complications of pregnancy, premature delivery
pregnancy examinations and deliveries, if the pregnancy arose during the trip
pregnancy examinations and deliveries, if the pregnancy arose during the trip
necessary medical care costs of the newborn child in the case of premature births abroad
necessary medical care costs of the newborn child in the case of premature births abroad
Newborn infants of insured persons shall be included in the health insurance policy after birth, on the same plan as their parents. This is subject to the following conditions:
  • the insurance contract was concluded at least 3 months earlier without interruption; and
  • the newborn is insured with us within 2 months of the day of birth with retrospective effect; and
  • no other insurance cover exists for the newborn.
Newborn infants of insured persons shall be included in the health insurance policy after birth, on the same plan as their parents. This is subject to the following conditions:
  • the insurance contract was concluded at least 3 months earlier without interruption; and
  • the newborn is insured with us within 2 months of the day of birth with retrospective effect; and
  • no other insurance cover exists for the newborn.
transport to the nearest doctor/hospital and return to the accommodation
transport to the nearest doctor/hospital and return to the accommodation
medically reasonable and appropriate return transportation
medically reasonable and appropriate return transportation
repatriation of mortal remains and burial abroad
repatriation of mortal remains and burial abroad
accompanying person in hospital and during travel for children up to the age of 18
accompanying person in hospital and during travel for children up to the age of 18
Organisation/assumption of costs for
Organisation/assumption of costs for
information on local doctors
information on local doctors
exchange of information between doctors
exchange of information between doctors

psychological support via our emergency call service

psychological support via our emergency call service
medical interpretation service
medical interpretation service
dispatch of medications
dispatch of medications
retrieval of luggage
retrieval of luggage
a visitor to the insured person during a stay in hospital, if the stay lasts longer than five days
a visitor to the insured person during a stay in hospital, if the stay lasts longer than five days
additional overnight stay costs if the booked stay is interrupted or extended due to hospitalisation
additional overnight stay costs if the booked stay is interrupted or extended due to hospitalisationup to € 2,500 €
care for the underage children of the insured person, if the accompanying adults, for example, became seriously ill
care for the underage children of the insured person, if the accompanying adults, for example, became seriously ill
If claims for all costs of medical treatment incurred abroad are submitted to another service provider or insurance company that is also involved in the reimbursement of the costs before a claim is submitted to HanseMerkur, HanseMerkur will pay above and beyond the reimbursed costs:
If claims for all costs of medical treatment incurred abroad are submitted to another service provider or insurance company that is also involved in the reimbursement of the costs before a claim is submitted to HanseMerkur, HanseMerkur will pay above and beyond the reimbursed costs:
a daily hospital allowance for a maximum of 14 days for in-patient treatment
a daily hospital allowance for a maximum of 14 days for in-patient treatment€ 50
a lump sum for out-patient treatment
a lump sum for out-patient treatment€ 25
If it is not possible for the insured person to travel home because he/she is unfit to be transported, HanseMerkur will pay benefits after the insurance coverage has officially ended until such time as the insured person is fit to be transported
If it is not possible for the insured person to travel home because he/she is unfit to be transported, HanseMerkur will pay benefits after the insurance coverage has officially ended until such time as the insured person is fit to be transported

Our tip: all the important answers about your travel insurance and Covid-19 can be found in our frequently asked questions about Covid-19.

Coronavirus-FAQ Travel insurance

Important documents for download

For printing or saving: you can find all the important documents at a glance here.

  • Benefits
  • Overview of prices
  • General terms & conditions
  • Information sheet on insurance products (IPID)

Book directly – travel cancellation insurance

Conveniently choose from the following payment methods when booking: 

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  • Annual travel health...

Annual travel health insurance

€
18

(sample pricing, per year, up to the 65th birthday)

Calculate & book

Product suggestion for:  

Are you living in Switzerland?

If you are living in Switzerland we recommend visiting our Swiss website. There you are given valuable information and you can take out all travel insurances online.

For legal reasons you are not allowed to book travel insurances on our German website. We apologize for the inconvenience.

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