Annual travel health insurance – for any number of trips within one year
Your benefits
Sick on holiday? As part of foreign health insurance, we pay for the costs of medical care abroad and for a medically advisable and reasonable repatriation - for any number of trips within one year.
The foreign travel health insurcance is only eligible for persons who have a permanent residence in the Federal Republic of Germany.
- We compensate you for transport and accommodation costs, including for co-insured companions, e.g. if you are travelling abroad with children and these must be treated as inpatients, or if sick family members must be repatriated.
- There for you around the clock: You can reach our emergency service 24 hours a day.
- We pay the hotel costs for a co-insured companion, if the insured party cannot travel due to inpatient treatment.
Tariff overview
| Annual travel health insurance | |
|---|---|
| Product information | Download PDF |
| Number of insured trips | for any number of trips within one year |
| Maximum duration of trip | 56 days per trip |
| Area of application | globally |
| Retained risk | - |
| Family tariff | |
| Overview of prices | Download PDF |
| Example pricing |
€ 17 (per year, up to the 65th birthday) |
At a glance – key insurance benefits
Travel health insurance
| Benefits | Travel health insurance |
|---|---|
| Assistance and reimbursement of costs for | |
| Assistance and reimbursement of costs for | |
| out-patient treatment provided by a doctor | |
| out-patient treatment provided by a doctor | |
| in-patient medical treatment in a hospital | |
| in-patient medical treatment in a hospital | |
| pain-relieving dental treatment, simple fillings and repairs of existing dental prostheses | |
| pain-relieving dental treatment, simple fillings and repairs of existing dental prostheses | |
| drugs and surgical dressings prescribed by a doctor and aids | |
| drugs and surgical dressings prescribed by a doctor and aids | |
| medically prescribed massages, medicinal compresses, inhalations and physiotherapy | |
| medically prescribed massages, medicinal compresses, inhalations and physiotherapy | |
| complications of pregnancy, premature delivery | |
| complications of pregnancy, premature delivery | |
| pregnancy examinations and deliveries, if the pregnancy arose during the trip | |
| pregnancy examinations and deliveries, if the pregnancy arose during the trip | |
| necessary medical care costs of the newborn child in the case of premature births abroad | |
| necessary medical care costs of the newborn child in the case of premature births abroad | |
| transport to the nearest doctor/hospital and return to the accommodation | |
| transport to the nearest doctor/hospital and return to the accommodation | |
| medically reasonable and appropriate return transportation | |
| medically reasonable and appropriate return transportation | |
| repatriation of mortal remains and burial abroad | |
| repatriation of mortal remains and burial abroad | |
| accompanying person in hospital and during travel for children up to the age of 18 | |
| accompanying person in hospital and during travel for children up to the age of 18 | |
| Organisation/assumption of costs for | |
| Organisation/assumption of costs for | |
| information on local doctors | |
| information on local doctors | |
| exchange of information between doctors | |
| exchange of information between doctors | |
| dispatch of medications | |
| dispatch of medications | |
| retrieval of luggage | |
| retrieval of luggage | |
| a visitor to the insured person during a stay in hospital, if the stay lasts longer than five days | |
| a visitor to the insured person during a stay in hospital, if the stay lasts longer than five days | |
| additional overnight stay costs if the booked stay is interrupted or extended due to hospitalisation | |
| additional overnight stay costs if the booked stay is interrupted or extended due to hospitalisation | up to € 2,500 € |
| care for the underage children of the insured person, if the accompanying adults, for example, became seriously ill | |
| care for the underage children of the insured person, if the accompanying adults, for example, became seriously ill | |
| If claims for all costs of medical treatment incurred abroad are submitted to another service provider or insurance company that is also involved in the reimbursement of the costs before a claim is submitted to HanseMerkur, HanseMerkur will pay above and beyond the reimbursed costs: | |
| If claims for all costs of medical treatment incurred abroad are submitted to another service provider or insurance company that is also involved in the reimbursement of the costs before a claim is submitted to HanseMerkur, HanseMerkur will pay above and beyond the reimbursed costs: | |
| a daily hospital allowance for a maximum of 14 days for in-patient treatment | |
| a daily hospital allowance for a maximum of 14 days for in-patient treatment | € 50 |
| a lump sum for out-patient treatment | |
| a lump sum for out-patient treatment | € 25 |
| If it is not possible for the insured person to travel home because he/she is unfit to be transported, HanseMerkur will pay benefits after the insurance coverage has officially ended until such time as the insured person is fit to be transported | |
| If it is not possible for the insured person to travel home because he/she is unfit to be transported, HanseMerkur will pay benefits after the insurance coverage has officially ended until such time as the insured person is fit to be transported | |
