HanseCOMPACT

For stays up to 92 days

Sensible coverage for companies that want to send their employees abroad on business for short-term trips. Our HanseCOMPACT offers up to 92 days of security on worldwide business trips, thus supporting employers in fulfilling their statutory duty of care.

Highlights

ApplicableWorldwide coverage for short-term business trips of up to 92 days
ApplicableCoverage for employees of foreign subsidiaries and branches
ApplicableInsurance can be taken out up to the employee's 68th birthday
ApplicableCustomized travel health insurance with strong benefits
ApplicableNo deductible for medical treatment
ApplicableAdditional covers can be taken out: emergency insurance, travel liability insurance, travel accident insurance, luggage insurance
ApplicableDaily insurance premiums
Applicable24-hour emergency service 365 days a year
ApplicableExcellent crisis management

Important notes

Insurance coverage is valid worldwide, but not in the home country of the traveler
Minimum premium: EUR 500 per year
Flat-rate travel day settlement (annual notification)

The essential at a glance

Benefits

Premiums

Contingent

Additional cover

Benefits

The HanseCOMPACT includes an international health insurance designed for short-term stationing, which covers the costs in case of illness or emergency.

The benefit description to print or save as PDF shows the service contents in detail:

Overview of benefits HanseCOMPACT

Premiums

HanseCOMPACT is billed on a daily basis and has a unit premium for each insured person, i.e. your employee.

In the premium overview, which you can print out or save as a PDF, you will find the premiums listed transparently:

Overview of prices HanseCOMPACT

Contingent

If you choose the HanseCOMPACT, we offer you the option of purchasing a travel day contingent defined at the beginning of the year and you using it as required during the year. During the insurance year, the trips taken are collected in a central overview. At the end of the year, a flat-rate settlement of the travel days is made by comparing the booked travel days with the actual travel days incurred. You receive a refund or have to make an additional payment and can adjust the travel day contingent for the following year based on the empirical values.

Additional cover

The HanseCOMPACT travel health insurance can be supplemented by various additional modules. In this way, you can further supplement exactly those risks that you foresee for your employees on business trips or secondments.

You will find more information about the possible additional coverages in HanseCOMPACT further down.

Travel liability insurance

Travel liability insurance protects against high costs that may arise in the event of liability risks in everyday life or due to damage to rented property. Also in Germany it is advised to have a liability insurance. Since especially abroad the incurred costs for liability damages can be incalculable, this additional coverage is a popular supplement.

Emergency insurance

Emergency insurance is the powerful companion for peace of mind should an emergency situation arise while traveling. The travel health insurance is supplemented by information services or cost coverage declarations towards hospitals and loans are provided for, among other things, the loss of travel funds or criminal prosecution - We are there when it matters.

Travel lugage insurance

Finally at your destination, and then: suitcase, equipment or laptop are damaged or even lost. With a luggage insurance we compensate the damage financially. Regardless of whether the equipment was transported or checked in. Should the luggage arrive late, replacement clothing or hygiene articles can be purchased for up to EUR 500. With individual sums insured.

Travel accident insurance

In order not to be left with high costs in case of unexpected health damage due to an accident, our travel accident insurance offers comprehensive insurance sums. In case of disability up to EUR 100,000 with a possible progression of 350% or up to EUR 5,000 for rescue costs as well as cosmetic operations. In case of death we leave surviving dependants up to EUR 50,000.