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Statutory Health Insurance with DAK-Gesundheit
As one of the largest statutory health insurance companies in Germany, our partner DAK-Gesundheit gives you peace of mind when it comes to health and cases of illness.
HanseMerkurs's partner DAK-Gesundheit is a top-rated German insurance provider committing itself to provide the best service to all customers. With top rates for students, families and professionals you can profit from DAK-Gesundheit's experience and service
As one of the largest statutory health insurance companies in Germany, our partner DAK-Gesundheit gives roughly 6.3 million people peace of mind when it comes to their health and illness. You can handle a host of matters simply online at www.dak.de in a special data-protected area. Via online chat, DAK-Gesundheit advisors answer all your questions Monday to Friday from 8 a.m. to 8 p.m.
The DAK-Gesundheit also has service centres located near all major cities, so your direct path to a contact person is never far. On request, a DAK-Gesundheit advisor can come to you at home – or you can contact us via phone 24 hours a day. This includes both medical consultation and questions centred on DAK-Gesundheit’s offers. This comprehensive service is certified by TÜV (German Technical Inspection Agency) and has already been distinguished with several awards from consumer magazines.
What should I do if I need to claim?
We won't wish for it, but in case something happens and you will need to claim on your health insurance, please try to keep the injury or illness to a minimum and avoid doing anything that could increase costs unnecessarily.
Please immediately contact your insurance partner and fill in the claim report form completely and truthfully. The insurers will then get in touch with you if they need more information than already provided.
Will I have to pay any excess charges?
What benefits does the insurance cover?
Your DAK-Gesundheit statutory health insurance for foreign visitors covers the costs of inpatient hospital treatment, of medicines and dressings prescribed by a doctor and medically advisable ambulance services.
It also covers the costs of a range of dental treatment, medically prescribed massage and physiotherapy. You will find a complete overview on DAK-Gesundheit's website.
What isn't covered by the insurance?
How much does the DAK-Gesundheit statutory health insurance cost?
In Germany, the basic price for a statutory health insurance is always the same – no matter which insurance company you chose. However, you can include some additional benefits in your health insurance if you wish. Our partner DAK-Gesundheit's service team will help you find a package tailored to your very individual needs. You can find further information on this here.
How much money may I earn during my study?
As an ordinary student, you may exercise an employment in addition to your study if the employment
If these limits are exceeded, you will no longer be considered a student but an employee, and thus be subject to corresponding statutory social insurance.
Before starting employment, we recommend you get in contact with the insurance company in order to find out if there will be any problems resulting from starting your student job.
Who can help me if I've got further questions about the insurance?
Send an email or ring the following service hotline. One of DAK-Gesundheit's expert staff will be happy to help.