Your benefits

Sick on holiday? With our foreign travel health insurance, we cover the costs of medical care abroad and medically advisable and reasonable repatriation — for an unlimited number of trips within one year. This insurance is available exclusively to individuals who have a permanent residence in Germany.

Tariff overview

	Annual travel health insurance
Travel health insurance Travel health insurance Assumption of the costs of necessary medical treatment abroad. Medically appropriate repatriation to your home country. Reimbursement of costs for accompanying persons who are also insured, e.g. if you are travelling abroad with children and they are hospitalised. Information about the possibilities of medical treatment at your holiday destination.
Product information	Download PDF
Terms of contract
Number of insured trips	for any number of trips within one year
Maximum duration of trip	56 days per trip
Area of application	worldwide
Deductible
Overview of prices	Download PDF
Family tariff Family tariff A family is defined as a maximum of 2 adults and a maximum of 7 children up to their 26th birthday. No family relationship or joint residence is required. The annual international health insurance at the family rate can also be taken out by 2 adults as a couple.
Sample pricing (per year, up to 65th birthday)	€ 25 Calculate & book

Benefits

Travel health insurance

The travel health insurance provides cover for costs incurred in the event of illness, accidents and other health complications; covers medical and repatriation transport; provides various care services with the help of a 24-hour emergency call service.

Medical treatment costs

outpatient treatment

inpatient treatment

alternatively, daily hospital benefit for up to 30 days, per day

EUR 50

pain-relieving dental treatment, simple fillings, temporary dentures and repairs to existing dentures

medication and dressings

remedies

radiation, light and other physical treatments
massages, packs, inhalations, physiotherapy

remedies

radiation, light and other physical treatments
massages, packs, inhalations, physiotherapy

aids to ensure temporary care

pregnancy treatment for complications, premature birth, miscarriage

pregnancy check-ups (5x) and delivery (if the pregnancy occurs after the start of insurance)

necessary medical treatment of the newborn child in the case of premature births abroad

Salvage/transport/transfer/funeral costs

search, rescue or recovery operations due to an accident up to

EUR 15,000

ambulance transport to the nearest doctor/hospital and return to the accommodation

inpatient transport to the nearest hospital and back to your accommodation

Repatriation to the nearest suitable hospital at your place of residence

including one co-insured accompanying person

Repatriation to the nearest suitable hospital at your place of residence

including one co-insured accompanying person

repatriation to the home country or burial in the country of travel

Support services

organisation and assumption of costs for the outward and return journey of a close relative in the event of an inpatient hospital stay of more than 5 days

up to 10 hotel nights for insured fellow travellers if the trip has to be extended or interrupted due to inpatient hospitalisation up to

EUR 2,500

additionally for underage children (up to the age of 18)

payment of accommodation and catering costs for an accompanying person in hospital
organisation and assumption of costs for care if accompanying persons are unable to travel
assumption of additional return travel costs if accompanying persons are unable to travel

additionally for underage children (up to the age of 18)

payment of accommodation and catering costs for an accompanying person in hospital
organisation and assumption of costs for care if accompanying persons are unable to travel
assumption of additional return travel costs if accompanying persons are unable to travel

Additional services

information on local doctors

transmission of information between doctors

medical interpretation service

psychological support via our emergency call service

organisation of replacement medicines (dispatch of medicines)

organisation and assumption of costs for any necessary baggage retrieval

telephone costs covered when contacting the emergency call service

Allowance for expenses

Amount of compensation if another insurer pays benefits first

For inpatient treatment, a daily hospital allowance of up to 14 days per day of EUR 50
For outpatient treatment, a one-off lump sum of EUR 25

Amount of compensation if another insurer pays benefits first

For inpatient treatment, a daily hospital allowance of up to 14 days per day of EUR 50
For outpatient treatment, a one-off lump sum of EUR 25

Subsequent care

If an illness requires medical treatment beyond the original end of the insurance cover, the insurance cover is
extended until the insured person is able to travel again.

Deductible

No deductible